381 Branch Rd, Coldwater, MI 49036 Property Records

Branch County property record for 381 Branch Rd, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,746 sqft · built 1968
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$88,000 (Oct 2017)
Tax Bill	$1,512 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`070-P50-000-011-10`

Property Details

APN / Parcel Number

Primary APN	`070-P50-000-011-10`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,746 sqft Building Perimeter
1st Floor Area	1,158 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	166 ft deep x 264 ft wide
Garage Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	381 BRANCH RD
City	COLDWATER
State	MI
Zip	49036-9726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BEG 49 FT N OF SW COR LOT 11, TH N 115 FT, TH E PAR TO S LOT LI TO PT 149 FT N OF SE COR, TH S 100 FT, TH WLY TO BEG PLEASANT
Legal Range	06W
Legal Township	06S
Legal Section	19
Legal Subdivision	PLEASANT ACRES
Legal Lot Number	11
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	3
Census Block	3063
Census Tract	950300

Owner

381 Branch Rd is owned and occupied by an individual who bought it in October 2017.

Source: Branch County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	381 BRANCH RD, COLDWATER, MI 49036-9726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2017 · Amount on File
Deed Sale	Oct 6, 2017 · Amount on File
Prior Sale	Sep 4, 2003 · Amount on File
Deed Document Number	20176843
Prior Transfer Date	Jun 16, 2003
Prior Transfer Doc	0968000709
Record Updated	Sep 20, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Oct 6, 2017
Property Address	381 BRANCH RD, COLDWATER, MI 49036-9726
Document Number	201706843
Map Reference	LB3 PG53
Instrument Date	Oct 5, 2017
Instrument	2017-06843
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$756.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	521 BONNIE LN, 521, COLDWATER, MI 49036-8657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 GRAND ST APT 3, 3, COLDWATER, MI 49036-1179

Mortgage

Document Number	201706844
Date	Oct 6, 2017
Instrument	2017-06844

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 381 Branch Rd was $1,512, up 2.6% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Coldwater Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,600 (+34.5%)	$169,200 (+34.5%)
2025	$1,512.00 (+2.65%)	$62,900	$125,800
2024	$1,473.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 381 Branch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 381 Branch Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20