396 Arden Dr, Hampstead, NC 28443 Property Records

Pender County property record for 396 Arden Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,953 sqft · built 2021
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$357,500 (Mar 2022)
Tax Bill	$2,819 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4203-15-4088-0000`

Property Details

APN / Parcel Number

Primary APN	`4203-15-4088-0000`
Alternative APN	`000039398`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,953 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	10,454 sqft (0.239 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000039398
Street Address	396 ARDEN DR
City	HAMPSTEAD
State	NC
Zip	28443-0229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 120 PB 66/46 CAROLINA CREEK PH 2
Legal Subdivision	CAROLINA CREEK
Legal Phase	2
Legal Lot Number	120
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2007
Census Tract	920201

Owner

Source: Pender County records · APN 4203-15-4088-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	396 ARDEN DR, HAMPSTEAD, NC 28443-0229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 22, 2022 · Amount on Record
Deed Sale	Mar 22, 2022 · Amount on Record
Deed Document Number	0006684783
Deed Book / Page	668 / 4783
Record Updated	Jun 08, 2026

March 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Mar 22, 2022
Property Address	396 ARDEN DR, HAMPSTEAD, NC 28443-0229
Document Number	0047830668
Book / Page	4783 / 668
Map Reference	MB 66 PG 46
Instrument Date	Feb 10, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$715.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 RACINE DR STE 201, 201, WILMINGTON, NC 28403-8834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 ARDEN DR, HAMPSTEAD, NC 28443-0229

Mortgage

Document Number	0004783671
Date	Mar 22, 2022
Instrument	4783/671

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,819.00 (+85.83%)	$386,815 (+36.6%) Land $48,852 Building $337,963	$386,815 (+36.6%) Land $48,852 Building $337,963
2023		$283,178 (+55.31%) Land $68,600 Building $214,578	$283,178 (+55.31%) Land $68,600 Building $214,578
2022	$1,517.00	$182,326 Land $68,600 Building $113,726	$182,326 Land $68,600 Building $113,726

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force
Nearby Flood Claims	68 (1996–2018)
Claims Outside the SFHA	24 of 68
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 26 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims Hurricane Fran, Sep 1996 · 24 claims

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 189 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BELVEDERE PLANTATION private · serves 3,462 people
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.