345 Arden Dr, Hampstead, NC 28443 Property Records

Pender County property record for 345 Arden Dr, Hampstead, NC 28443 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,310 sqft · built 2020
Lot Size	0.419 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$374,000 (Sep 2020)
Tax Bill	$3,758 (2025)
Deeds & Mortgages	Mar 2023 Second Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4203-14-2825-0000`

Property Details

APN / Parcel Number

Primary APN	`4203-14-2825-0000`
Alternative APN	`000035349`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,310 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Raised
Lot Area	18,295 sqft (0.419 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000035349
Street Address	345 ARDEN DR
City	HAMPSTEAD
State	NC
Zip	28443-0229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 35 PB 64/2 CAROLINA CREEK PH 1
Legal Subdivision	CAROLINA CREEK
Legal Phase	1
Legal Lot Number	35
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2007
Census Tract	920201

Owner

Source: Pender County records · APN 4203-14-2825-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	345 ARDEN DR, HAMPSTEAD, NC 28443-0229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 07, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Sep 23, 2020	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE
Mar 19, 2020	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 23, 2020 · Amount on Record
Deed Sale	Sep 23, 2020 · Amount on Record
Deed Document Number	0022174725
Deed Book / Page	2217 / 4725
Record Updated	Jun 08, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	345 ARDEN DR, HAMPSTEAD, NC 28443-0229
Transaction Type	Mortgage
Record Updated	Nov 23, 2023
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048080139
Date	Mar 07, 2023
Book Page	4808/139

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 01, 2033

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	345 ARDEN DR, HAMPSTEAD, NC 28443-0229
Document Number	0047252220
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 09, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	345 ARDEN DR HAMPSTEAD NC 28443, HAMPSTEAD, NC 28443

Mortgage

Document Number	0047252220
Date	Sep 23, 2020
Book Page	004725/002220
Instrument	20070441

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2050

March 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	PENDER NC
Recording Date	Mar 19, 2020
Property Address	345 ARDEN DR, HAMPSTEAD, NC 28443-0229
Document Number	0047062979
Book / Page	004706 / 002979
Instrument Date	Nov 18, 2019
Instrument	20061116
Transaction Type	Transfer
Record Updated	Nov 09, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	TERESA DR HAMPSTEAD NC 28443, HAMPSTEAD, NC 28443
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,758.00 (+17.36%)	$655,516 (+70.39%) Land $69,966 Building $585,550	$655,516 (+70.39%) Land $69,966 Building $585,550
2023		$384,723 (-) Land $79,520 Building $305,203	$384,723 (-) Land $79,520 Building $305,203
2022	$3,202.00	$384,723 Land $79,520 Building $305,203	$384,723 Land $79,520 Building $305,203

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419202012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 83 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force
Nearby Flood Claims	68 (1996–2018)
Claims Outside the SFHA	24 of 68
Most Recent Claim	Sep 2018, rainfall accumulation, Hurricane Florence
Claims By Storm	Hurricane Florence, Sep 2018 · 26 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims Hurricane Fran, Sep 1996 · 24 claims

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	About 1 in 1,316 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 189 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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