Duval County property record for 396 4th St, Atlantic Beach, FL 32233
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 3,713 sqft · built 2025 |
| Lot Size | 0.161 acres (7,025 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $2,805,000 (Jan 2026) |
| Tax Bill | $12,900 (2025) |
| Deeds & Mortgages | Dec 2025 Sale Jan 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 169826-0100 |
| Primary APN | 169826-0100 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,713 sqft Living Area |
| Gross Area | 4,717 sqft |
| 1st Floor Area | 1,767 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Duplex Single |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,025 sqft (0.161 acres) |
| Lot Dimensions | 98 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 288 sqft |
| Patio Area | 464 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 392 4TH ST |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-5344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARS-2 |
| Legal Description | 5-69 16-2S-29E .169 ATLANTIC BEACH PT LOTS 33,35,STRIP LYING W THEREOF RECD O/R 21758-1142 BLK 5 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 16 |
| Legal Subdivision | ATLANTIC BEACH |
| Legal Block | 5 |
| Legal Lot Number | 33,35 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 13905 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 392 4TH ST, ATLANTIC BEACH, FL 32233-5344 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Dec 10, 2025 | Special Warranty Deed, Transfer COWFORD TITLE LLC |
| Jan 14, 2026 | Correction Deed COWFORD TITLE LLC |
| Mar 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| May 2, 2024 | Warranty Deed, Transfer COWFORD TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2026 · Amount on Record |
| Deed Sale | Jan 14, 2026 · Amount on Record |
| Prior Sale | Dec 10, 2025 · Amount on Record |
| Deed Document Number | 202611758 |
| Deed Book / Page | 21758 / 1142 |
| Prior Transfer Date | Jun 17, 1994 |
| Prior Transfer Doc | 0000095112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Dec 10, 2025 |
| Property Address | 396 4TH ST, ATLANTIC BEACH, FL 32233-5344 |
| Document Number | 0217172318 |
| Book / Page | 21717 / 2318 |
| Map Reference | MB 5 PG 69 |
| Instrument Date | Dec 2, 2025 |
| Instrument | 2025281455 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Title Company | COWFORD TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $19,635.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4901 BELFORT RD STE 140, 140, JACKSONVILLE, FL 32256-6020 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 392 4TH ST, ATLANTIC BEACH, FL 32233-5344 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jan 14, 2026 |
| Property Address | 396 4TH ST, ATLANTIC BEACH, FL 32233-5344 |
| Document Number | 0217581142 |
| Book / Page | 21758 / 1142 |
| Map Reference | MB 5 PG 69 |
| Instrument Date | Dec 2, 2025 |
| Instrument | 2026011758 |
| Record Updated | Feb 2, 2026 |
| Title Company | COWFORD TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 4901 BELFORT RD STE 140, 140, JACKSONVILLE, FL 32256-6020 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 392 4TH ST, ATLANTIC BEACH, FL 32233-5344 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 396 4TH ST, ATLANTIC BEACH, FL 32233-5344 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5424 CLIFTON RD, JACKSONVILLE, FL 32211-6912 |
| Document Number | 0201702267 |
|---|---|
| Date | Mar 4, 2022 |
| Book Page | 20170/2267 |
| Instrument | 2022059236 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | May 2, 2024 |
| Property Address | 396 4TH ST, ATLANTIC BEACH, FL 32233-5344 |
| Document Number | 0210410425 |
| Book / Page | 21041 / 425 |
| Map Reference | MB 5 PG 69 |
| Instrument Date | Apr 24, 2024 |
| Instrument | 2024094992 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Title Company | COWFORD TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,125.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5424 CLIFTON RD, JACKSONVILLE, FL 32211-6912 |
| Name | Verified Name |
|---|---|
| Address | 4901 BELFORT RD STE 140, 140, JACKSONVILLE, FL 32256-6020 |
| Investor | Possibly a Property Investor |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,199,548 (+193.27%) Land $786,608 Building $1,412,940 | $2,199,548 (+193.27%) Land $786,608 Building $1,412,940 | |
| 2025 | $12,900.00 (-8.07%) | $750,000 (-10.32%) Land $750,000 | $750,000 (-10.32%) Land $750,000 |
| 2024 | $14,032.00 (+7.25%) | ||
| 2023 | $13,084.00 (+13.05%) | $836,300 (+4.48%) Land $750,000 Building $86,300 | $836,300 (+4.48%) Land $750,000 Building $86,300 |
| 2022 | $11,574.00 | $800,467 Land $732,000 Building $68,467 | $800,467 Land $732,000 Building $68,467 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 342 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 531 units insured incl. 189 condo units |
| Nearby Flood Claims | 44 (1979–2017) |
| Claims Outside the SFHA | 40 of 44 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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