Duval County property record for 381 4th St, Atlantic Beach, FL 32233
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,530 sqft · built 1972 |
| Lot Size | 0.085 acres (3,705 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $775,000 (Feb 2024) |
| Tax Bill | $11,896 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 169846-0000 |
| Primary APN | 169846-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,530 sqft Living Area |
| Gross Area | 1,724 sqft |
| 1st Floor Area | 901 sqft |
| Upper Floors Area | 629 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Townhouse |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 3,705 sqft (0.085 acres) |
| Lot Dimensions | 150 ft deep x 25 ft wide |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 194 sqft |
| Deck Area | Deck Area |
| Patio Area | 68 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 381 4TH ST |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-5343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARS-2 |
| Legal Description | 16-2S-29E .086 ATLANTIC BEACH PT LOT 30 RECD O/R 20951-219 BLK 6 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 16 |
| Legal Subdivision | ATLANTIC BEACH |
| Legal Block | 6 |
| Legal Lot Number | 30 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 13905 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 381 4TH ST, ATLANTIC BEACH, FL 32233-5343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2024 | Warranty Deed, Transfer · Conventional Mortgage KEVIN GARDNER |
| Sep 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANFLIGHT LENDING LLC |
| Oct 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANFLIGHT LENDING LLC |
| Jun 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2024 · Amount on Record |
| Deed Sale | Feb 13, 2024 · Amount on Record |
| Prior Sale | Jun 30, 2017 · Amount on Record |
| Deed Document Number | 202430429 |
| Deed Book / Page | 20951 / 219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Feb 13, 2024 |
| Property Address | 381 4TH ST, ATLANTIC BEACH, FL 32233-5343 |
| Document Number | 0209510219 |
| Book / Page | 20951 / 219 |
| Map Reference | MB 5 PG 69 |
| Instrument Date | Feb 9, 2024 |
| Instrument | 2024030429 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2024 |
| Title Company | BEACHES TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,425.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3110 MARAVILLA BLVD, FORT PIERCE, FL 34982-6457 |
| Name | Verified Name |
|---|---|
| Address | 381 4TH ST, ATLANTIC BEACH, FL 32233-5343 |
| Document Number | 0020951221 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | 20951/221 |
| Name | KEVIN GARDNER |
|---|---|
| Type | Private Party |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 108 Months |
| Due | Feb 9, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 381 4TH ST, ATLANTIC BEACH, FL 32233-5343 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 381 4TH ST, ATLANTIC BCH, FL 32233-5343 |
| Document Number | 0199171165 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 19917/1165 |
| Instrument | 2021244192 |
| Name | LOANFLIGHT LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 381 4TH ST, ATLANTIC BEACH, FL 32233-5343 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 381 4TH ST, ATLANTIC BEACH, FL 32233-5343 |
| Document Number | 0193922221 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | 19392/2221 |
| Instrument | 2020216695 |
| Name | LOANFLIGHT LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jun 30, 2017 |
| Property Address | 381 4TH ST, ATLANTIC BEACH, FL 32233-5343 |
| Document Number | 0180381146 |
| Book / Page | 018038 / 001146 |
| Instrument Date | Jun 20, 2017 |
| Instrument | 153975 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2017 |
| Title Company | BEACHES TITLE SERVICES LLC, BEACHES TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,877.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 381 4TH ST JACKSONVILLE FL 322335343, JACKSONVILLE, FL 32233-5343 |
| Document Number | 180381148 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 018038/001148 |
| Instrument | 153976 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 29, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $742,575 (+1.32%) Land $450,961 Building $291,614 | $742,575 (+1.32%) Land $450,961 Building $291,614 | |
| 2025 | $11,896.00 (+117.24%) Homeowner's exemption | $732,875 (+106.25%) Land $450,000 Building $282,875 | $732,875 (+7.31%) Land $450,000 Building $282,875 |
| 2024 | $5,476.00 (+2.85%) Homeowner's exemption | $355,335 (+3%) | $682,944 (+42.37%) Land $390,000 Building $292,944 |
| 2023 | $5,324.00 (+7.86%) Homeowner's exemption | $344,986 (+3%) | $479,698 (+5.79%) Land $343,750 Building $135,948 |
| 2022 | $4,936.00 Homeowner's exemption | $334,938 | $453,444 Land $335,500 Building $117,944 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 342 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 531 units insured incl. 189 condo units |
| Nearby Flood Claims | 44 (1979–2017) |
| Claims Outside the SFHA | 40 of 44 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures