Stearns County property record for 396 2nd Ave S, Saint Cloud, MN 56301 · Last verified August 2026
| Property Type | Clubs, Lodges, Professional Associations |
|---|---|
| Details | 8 bd · 2,544 sqft · built 1890 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,494 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-51970-0007 |
| Primary APN | 82-51970-0007 |
|---|
| Bedrooms | 8 Beds |
|---|---|
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,544 sqft Living Area |
| 1st Floor Area | 1,272 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Multi-Family |
| Exterior Material | Metal |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Width | 55 ft Width |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 396 2ND AVE S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-4479 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Clubs, Lodges, Professional Associations |
| Legal Description | LOT 007 BLK 006 CURTIS SURVEY ADD SECTION 14 TOWNSHIP 124 RANGE 028 SECTION 14 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 14 |
| Legal Subdivision | CURTIS SURVEY ADD |
| Legal Block | 6 |
| Legal Lot Number | 7 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 11600 |
Source: Stearns County records · APN 82-51970-0007
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 550 25TH AVE N, SAINT CLOUD, MN 56303-3255 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,494.00 (+22.19%) | $246,000 (-) Land $40,000 Building $206,000 | $246,000 (-) Land $40,000 Building $206,000 |
| 2025 | $246,000 (-) Land $40,000 Building $206,000 | $246,000 (-) Land $40,000 Building $206,000 | |
| 2023 | $3,678.00 | $246,000 Land $25,000 Building $221,000 | $246,000 Land $25,000 Building $221,000 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 16% of Minnesota |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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