395 2nd Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 395 2nd Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Apartment House (2-4 Units)
Details	5,687 sqft · built 2001
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on File
Last Sale	$487,000 (Feb 2021)
Tax Bill	$7,454 (2026)
Deeds & Mortgages	Sep 2021 Transfer Feb 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-51972-0000`

Property Details

APN / Parcel Number

Primary APN	`82-51972-0000`

Interior

Stories	3 Stories
Building Area	5,687 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Lot Width	82 ft Width
Garage Area	826 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	395 2ND AVE S
City	SAINT CLOUD
State	MN
Zip	56301-4429
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Local Zoning Code	R3A
Legal Description	S2 OF LOT 2 & ALL OF LOT 3 BLK 15 CURTIS SURVEY ADD SECTION 14 TOWNSHIP 124 RANGE 028 CURTIS SURVEY ADD SECTION 14 TOWNSHIP
Legal Range	28W
Legal Township	124
Legal Section	14
Legal Subdivision	CURTIS SURVEY ADD
Legal Block	15
Legal Lot Number	2-3
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3014
Census Tract	11600

Owner

Source: Stearns County assessment roll, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	202 N CEDAR AVE, 1, OWATONNA, MN 55060-2306
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Quit Claim Deed, Transfer Quitclaim
Feb 10, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE
Apr 26, 2018	Warranty Deed, Transfer
Apr 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 10, 2021 · Amount on Record
Deed Sale	Feb 10, 2021 · Amount on Record
Prior Sale	Apr 26, 2018
Deed Document Number	20211594145
Record Updated	Jun 8, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 14, 2021
Property Address	395 2ND AVE S, SAINT CLOUD, MN 56301-4429
Document Number	00A1614043
Instrument Date	Jul 13, 2021
Instrument	A1614043
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 N CEDAR AVE # STE1, STE1, OWATONNA, MN 55060-2306

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 10, 2021
Property Address	395 2ND AVE S, SAINT CLOUD, MN 56301-4429
Document Number	00A1594145
Instrument Date	Feb 8, 2021
Instrument	A1594145
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	395 2ND AVE S, SAINT CLOUD, MN 56301-4429

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 26, 2018
Property Address	395 2ND AVE S, SAINT CLOUD, MN 56301-4429
Document Number	00A1519000
Instrument Date	Apr 17, 2018
Instrument	A1519000
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605, SAINT CLOUD, MN 56301

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 26, 2018
Property Address	395 2ND AVE S, SAINT CLOUD, MN 56301-4429
Document Number	00A1518998
Instrument Date	Apr 17, 2018
Instrument	A1518998
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605, SAINT CLOUD, MN 56301

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,454.00 (+38.55%)
2025		$407,000 (+10.06%) Land $40,000 Building $367,000	$407,000 (+10.06%) Land $40,000 Building $367,000
2023	$5,380.00	$369,800 Land $40,000 Building $329,800	$369,800 Land $40,000 Building $329,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink, Intrepid Fiber Networks, T-Mobile.

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