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395 2nd Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 395 2nd Ave S, Saint Cloud, MN 56301

Property Summary

Property TypeApartment House (2-4 Units)
Details5,687 sqft · built 2001
Lot Size0.25 acres (10,890 sqft)
OwnerCompany Name on File
Last Sale$487,000 (Feb 2021)
Tax Bill$7,454 (2026)
Deeds & MortgagesSep 2021 Transfer
Feb 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN82-51972-0000

Property Details

APN / Parcel Number

Primary APN82-51972-0000

Interior

Stories3 Stories
Building Area5,687 sqft Living Area
1st Floor Area900 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleMulti-Family
Exterior MaterialAluminum/Vinyl
Lot Area10,890 sqft (0.25 acres)
Lot Width82 ft Width
Garage Area826 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address395 2ND AVE S
CitySAINT CLOUD
StateMN
Zip56301-4429
Property CategoryCommercial
Property TypeResidential > Multi-Unit > Apartment House (2-4 Units)
Local Zoning CodeR3A
Legal DescriptionS2 OF LOT 2 & ALL OF LOT 3 BLK 15 CURTIS SURVEY ADD SECTION 14 TOWNSHIP 124 RANGE 028 CURTIS SURVEY ADD SECTION 14 TOWNSHIP
Legal Range28W
Legal Township124
Legal Section14
Legal SubdivisionCURTIS SURVEY ADD
Legal Block15
Legal Lot Number2-3
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3014
Census Tract11600

Owner

Source: Stearns County assessment roll, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address202 N CEDAR AVE, 1, OWATONNA, MN 55060-2306
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2021Quit Claim Deed, Transfer
Quitclaim
Feb 10, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE
Apr 26, 2018Warranty Deed, Transfer
Apr 26, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 10, 2021 · Amount on Record
Deed SaleFeb 10, 2021 · Amount on Record
Prior SaleApr 26, 2018
Deed Document Number20211594145
Record UpdatedJun 8, 2026

September 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEARNS MN
Recording DateSep 14, 2021
Property Address395 2ND AVE S, SAINT CLOUD, MN 56301-4429
Document Number00A1614043
Instrument DateJul 13, 2021
InstrumentA1614043
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 N CEDAR AVE # STE1, STE1, OWATONNA, MN 55060-2306

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateFeb 10, 2021
Property Address395 2ND AVE S, SAINT CLOUD, MN 56301-4429
Document Number00A1594145
Instrument DateFeb 8, 2021
InstrumentA1594145
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address395 2ND AVE S, SAINT CLOUD, MN 56301-4429

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateApr 26, 2018
Property Address395 2ND AVE S, SAINT CLOUD, MN 56301-4429
Document Number00A1519000
Instrument DateApr 17, 2018
InstrumentA1519000
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address605, SAINT CLOUD, MN 56301

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateApr 26, 2018
Property Address395 2ND AVE S, SAINT CLOUD, MN 56301-4429
Document Number00A1518998
Instrument DateApr 17, 2018
InstrumentA1518998
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address605, SAINT CLOUD, MN 56301

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,454.00 (+38.55%)
2025$407,000 (+10.06%) Land $40,000 Building $367,000$407,000 (+10.06%) Land $40,000 Building $367,000
2023$5,380.00$369,800 Land $40,000 Building $329,800$369,800 Land $40,000 Building $329,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 84% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: AT&T, BIF IV Intrepid HoldCo, Lumen Technologies, T-Mobile USA.

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