Citrus County property record for 3959 E Lake Bellamy Ln, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,376 sqft · built 1999 |
| Lot Size | 0.281 acres (12,276 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $127,500 (Apr 2004) |
| Tax Bill | $920 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-14-0150-000L0-014.0 |
| Primary APN | 19E-18S-14-0150-000L0-014.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,376 sqft Living Area |
| 1st Floor Area | 1,376 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 12,276 sqft (0.281 acres) |
| Lot Dimensions | 110 ft deep x 105 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 560 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2941103 |
|---|---|
| Old Parcel Number | 1418S19E0150000L00140 |
| Street Address | 3959 E LAKE BELLAMY LN |
| City | HERNANDO |
| State | FL |
| Zip | 34442-5570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR PLANNED DEVELOPMENT(S |
| Legal Description | ARBOR LAKES UNIT II PB 16 PG 99 LOT 14 BLK L |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | ARBOR LAKES - UNIT 2 |
| Legal Block | L |
| Legal Lot Number | 14 |
| Legal Unit | 2 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 450105 |
The current owner of 3959 E Lake Bellamy Ln bought it in April 2004.
Source: Citrus County records, as of December 10, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3959 E LAKE BELLAMY LN, HERNANDO, FL 34442-5570 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2004 · Amount on File |
| Deed Sale | Apr 27, 2004 · Amount on File |
| Prior Sale | Nov 4, 2003 · Amount on File |
| Deed Document Number | 2004027369 |
| Deed Book / Page | 1712 / 1234 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3959 E Lake Bellamy Ln was $920 with exemptions applied, up 9.9% from the year before.
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $920.00 (+9.92%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $192,967 (-3.46%) Land $15,550 Building $177,417 | $192,967 (-3.46%) Land $15,550 Building $177,417 |
| 2024 | $837.00 (+4.63%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $199,881 (-2.94%) Land $15,550 Building $184,331 | $199,881 (-2.94%) Land $15,550 Building $184,331 |
| 2023 | $800.00 (-8.15%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $205,927 (+12.94%) Land $15,550 Building $190,377 | $205,927 (+12.94%) Land $15,550 Building $190,377 |
| 2022 | $871.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $182,330 Land $15,550 Building $166,780 | $182,330 Land $15,550 Building $166,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3959 E Lake Bellamy Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3959 E Lake Bellamy Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Xfinity.
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