3959 E Lake Bellamy Ln, Hernando, FL 34442 Property Records

Citrus County property record for 3959 E Lake Bellamy Ln, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,376 sqft · built 1999
Lot Size0.281 acres (12,276 sqft)
Owner2 Owner Names on File
Last Sale$127,500 (Apr 2004)
Tax Bill$920 (2025)
Flood ZoneZone X (minimal risk)
APN19E-18S-14-0150-000L0-014.0

Property Details

APN / Parcel Number

Primary APN19E-18S-14-0150-000L0-014.0
Alternative APNs
  • 1418S19E0150000L00140
  • 2941103

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,376 sqft Living Area
1st Floor Area1,376 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2004
Architectural StyleOther
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialFiberglass
Lot Area12,276 sqft (0.281 acres)
Lot Dimensions110 ft deep x 105 ft wide
Garage Area528 sqft
Parking Spaces6 Parking Spaces
PorchFinished/Screened Porch
Porch Area560 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2941103
Old Parcel Number1418S19E0150000L00140
Street Address3959 E LAKE BELLAMY LN
CityHERNANDO
StateFL
Zip34442-5570
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDR PLANNED DEVELOPMENT(S
Legal DescriptionARBOR LAKES UNIT II PB 16 PG 99 LOT 14 BLK L
Legal Range19E
Legal Township18S
Legal Section13
Legal SubdivisionARBOR LAKES - UNIT 2
Legal BlockL
Legal Lot Number14
Legal Unit2
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1035
Census Tract450105

Owner

The current owner of 3959 E Lake Bellamy Ln bought it in April 2004.

Source: Citrus County records, as of December 10, 2025

Owner of Record2 Owner Names on File
Mailing Address3959 E LAKE BELLAMY LN, HERNANDO, FL 34442-5570
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 27, 2004 · Amount on File
Deed SaleApr 27, 2004 · Amount on File
Prior SaleNov 4, 2003 · Amount on File
Deed Document Number2004027369
Deed Book / Page1712 / 1234
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3959 E Lake Bellamy Ln was $920 with exemptions applied, up 9.9% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$920.00 (+9.92%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$192,967 (-3.46%) Land $15,550 Building $177,417$192,967 (-3.46%) Land $15,550 Building $177,417
2024$837.00 (+4.63%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$199,881 (-2.94%) Land $15,550 Building $184,331$199,881 (-2.94%) Land $15,550 Building $184,331
2023$800.00 (-8.15%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$205,927 (+12.94%) Land $15,550 Building $190,377$205,927 (+12.94%) Land $15,550 Building $190,377
2022$871.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$182,330 Land $15,550 Building $166,780$182,330 Land $15,550 Building $166,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3959 E Lake Bellamy Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 36 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3959 E Lake Bellamy Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROLLING OAKS SUBDIVISION
public/private · serves 11,572 people · EPA ID FL6090150
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Xfinity.

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