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3944 E Lake Bellamy Ln, Hernando, FL 34442 Property Records

Citrus County property record for 3944 E Lake Bellamy Ln, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,784 sqft · built 2001
Lot Size0.214 acres (9,359 sqft)
OwnerIndividual Name on Record
Last Sale$345,000 (Mar 2024)
Tax Bill$3,744 (2025)
Deeds & MortgagesMar 2024 Sale
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19E-18S-14-0150-000M0-002.0

Property Details

APN / Parcel Number

Primary APN19E-18S-14-0150-000M0-002.0
Alternative APNs
  • 1418S19E0150000M00020
  • 2941197

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,784 sqft Living Area
1st Floor Area1,784 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2011
Architectural StyleOther
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeHip
Roof MaterialFiberglass
Lot Area9,359 sqft (0.214 acres)
Lot Dimensions110 ft deep x 85 ft wide
Garage Area456 sqft
Parking Spaces8 Parking Spaces
Pool Area240 sqft
PorchOpen Porch
Porch Area239 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2941197
Old Parcel Number1418S19E0150000M00020
Street Address3944 E LAKE BELLAMY LN
CityHERNANDO
StateFL
Zip34442-5569
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDR PLANNED DEVELOPMENT(S
Legal DescriptionARBOR LAKES UNIT II PB 16 PG 99 LOT 2 BLK M
Legal Range19E
Legal Township18S
Legal Section13
Legal SubdivisionARBOR LAKES - UNIT 2
Legal BlockM
Legal Lot Number2
Legal Unit2
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1023
Census Tract450105

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3944 E LAKE BELLAMY LN, HERNANDO, FL 34442-5569
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2024Warranty Deed, Transfer
AMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS
May 24, 2017Warranty Deed, Transfer · Conventional Mortgage
GREATER WOODLAWN FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 2024 · Amount on Record
Deed SaleMar 20, 2024 · Amount on Record
Prior SaleMay 24, 2017 · Amount on Record
Deed Document Number2024016163
Deed Book / Page3453 / 2210
Record UpdatedJun 8, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateMar 20, 2024
Property Address3944 E LAKE BELLAMY LN, HERNANDO, FL 34442-5569
Document Number0034532210
Book / Page3453 / 2210
Map ReferenceMB 16 PG 99
Instrument DateMar 16, 2024
Instrument2024016163
Transaction TypeTransfer
Record UpdatedApr 8, 2024
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS

Transaction

AmountAmount Recorded
Tax$2,415.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address274 THIMBLE LOOP, MURPHY, NC 28906-7778

Transferred To (Grantee/Buyer)

NameVerified Name
Address3944 E LAKE BELLAMY LN, HERNANDO, FL 34442-5569

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateMay 24, 2017
Property Address3944 E LAKE BELLAMY LN, HERNANDO, FL 34442-5569
Document Number0028310056
Book / Page2831 / 0056
Map ReferenceMB16 PG99
Instrument DateMay 12, 2017
Instrument2017024372
Transaction TypeTransfer
Record UpdatedNov 30, 2021
Title CompanyNORTH CENTRAL FL TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3944 E LAKE BELLAMY LN, 3944, HERNANDO, FL 34442-5569

Transferred To (Grantee/Buyer)

NameVerified Name
Address3944 E LAKE BELLAMY LN, HERNANDO, FL 34442-5569

Mortgage

Document Number28310058
DateMay 24, 2017
Instrument2831/0058
Lender
NameGREATER WOODLAWN FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 15, 2047

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,744.00 (+98.2%) Additional exemption filed$239,489 (+3.23%) Land $12,370 Building $227,119$239,489 (+3.23%) Land $12,370 Building $227,119
2024$1,889.00 (+2.77%) Homeowner's exemption Additional exemption filed$231,998 (-1.46%) Land $11,520 Building $220,478$231,998 (-1.46%) Land $11,520 Building $220,478
2023$1,838.00 (+6.98%) Homeowner's exemption Additional exemption filed$235,430 (+12.6%) Land $11,520 Building $223,910$235,430 (+12.6%) Land $11,520 Building $223,910
2022$1,718.00 Homeowner's exemption Additional exemption filed$209,076 Land $11,520 Building $197,556$209,076 Land $11,520 Building $197,556

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROLLING OAKS SUBDIVISION
public/private · serves 11,572 people · EPA ID FL6090150
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Xfinity.

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