3959 Cedar Hammock Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3959 Cedar Hammock Trl, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,257 sqft · built 2006
Lot Size	0.249 acres (10,846 sqft)
Owner	Company Name on File
Last Sale	$126,500 (Jun 2012)
Tax Bill	$9,482 (2025)
Deeds & Mortgages	Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`15-26-30-0700-0001-2150`

Property Details

APN / Parcel Number

Primary APN	`15-26-30-0700-0001-2150`
Alternative APNs	`263015070000012150` `120579`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,257 sqft Living Area
Gross Area	3,706 sqft
1st Floor Area	1,408 sqft
Upper Floors Area	1,849 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	L-Shape
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,846 sqft (0.249 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	3959 CEDAR HAMMOCK TRL
City	SAINT CLOUD
State	FL
Zip	34772-8739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEVENS PLANTATION PB 16 PGS 34-41 LOT 215
Legal Range	30E
Legal Township	26S
Legal Section	15
Legal Subdivision	STEVENS PLANTATION
Legal Tract	700
Legal Block	2150
Legal Lot Number	215
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2023
Census Tract	43208

Owner

Source: Osceola County records · APN 15-26-30-0700-0001-2150

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2574 OAK ST, KISSIMMEE, FL 34744-4943
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 08, 2012 · Amount on Record
Deed Sale	Jun 08, 2012 · Amount on Record
Prior Sale	Oct 20, 2011
Deed Document Number	201288032
Deed Book / Page	4282 / 186
Record Updated	Jun 08, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 18, 2021
Property Address	3959 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8739
Document Number	0060670754
Book / Page	6067 / 754
Map Reference	MB 16 PG 34-41
Instrument Date	Sep 28, 2021
Instrument	2021161835
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2574 OAK ST, 2574, KISSIMMEE, FL 34744-4943

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2574 OAK ST, KISSIMMEE, FL 34744-4943

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,482.00 (+2.36%)	$428,800 (+9.5%) Land $85,000 Building $343,800	$428,800 (+9.5%) Land $85,000 Building $343,800
2024	$9,263.00 (+7.46%)
2023	$8,620.00 (+10.1%)	$391,600 (+10.84%) Land $75,000 Building $316,600	$391,600 (+10.84%) Land $75,000 Building $316,600
2022	$7,829.00	$353,300 Land $70,000 Building $283,300	$353,300 Land $70,000 Building $283,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 41 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force 35 of 41 on primary residences
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.