3947 Cedar Hammock Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3947 Cedar Hammock Trl, Saint Cloud, FL 34772 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,562 sqft · built 2006
Lot Size	0.219 acres (9,583 sqft)
Owner	Company Name on File
Tax Bill	$7,885 (2025)
Deeds & Mortgages	Jan 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`120577`

Property Details

APN / Parcel Number

Primary APN	`120577`
Alternative APN	`152630070000012130`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,562 sqft Heated Area
Gross Area	3,151 sqft
1st Floor Area	1,050 sqft
Upper Floors Area	1,512 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Finished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	120577
Street Address	3947 CEDAR HAMMOCK TRL
City	SAINT CLOUD
State	FL
Zip	34772-8739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEVENS PLANTATION PB 16 PGS 34-41 LOT 213
Legal Range	30E
Legal Township	26S
Legal Section	15
Legal Subdivision	STEVENS PLANTATION
Legal Tract	700
Legal Block	1
Legal Lot Number	213
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2023
Census Tract	43208

Owner

Source: Osceola County records · APN 120577

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3225 MCLEOD DR # 777, 777, LAS VEGAS, NV 89121-2257
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 23, 2026
Deed Sale	Jan 23, 2026
Prior Sale	Mar 26, 2012 · Amount on Record
Deed Document Number	2026010660
Deed Book / Page	6912 / 1699
Record Updated	Jun 08, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 23, 2026
Property Address	3947 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8739
Document Number	0069121699
Book / Page	6912 / 1699
Map Reference	MB 16 PG 34-41
Instrument Date	Dec 11, 2025
Instrument	2026010660
Transaction Type	Transfer
Record Updated	Feb 06, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 LAKEVIEW DR, CORAOPOLIS, PA 15108-9775

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3225 MCLEOD DR # 777, 777, LAS VEGAS, NV 89121-2257

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,885.00 (+15.36%)	$363,700 (+9.65%) Land $85,000 Building $278,700	$363,700 (+9.65%) Land $85,000 Building $278,700
2023	$6,835.00 (+10.06%)	$331,700 (+10.68%) Land $75,000 Building $256,700	$331,700 (+10.68%) Land $75,000 Building $256,700
2022	$6,210.00	$299,700 Land $70,000 Building $229,700	$299,700 Land $70,000 Building $229,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 41 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force 35 of 41 on primary residences
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.