3958 Smith Rd, Lambertville, MI 48144 Property Records

Monroe County property record for 3958 Smith Rd, Lambertville, MI 48144

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,020 sqft · built 1993
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Dec 2022)
Tax Bill	$3,080 (2025)
Deeds & Mortgages	Dec 2022 Transfer Dec 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-031-085-10`

Property Details

APN / Parcel Number

Primary APN	`02-031-085-10`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,020 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	25,700 sqft (0.59 acres)
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3958 SMITH RD
City	LAMBERTVILLE
State	MI
Zip	48144-9435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 31 T8S R7E .591 ACRE COM 1558.11 FT S 88D 54M E OF SW COR OF SEC 31 TH S 88D 54M E 148 FT TH N 0D 6M W 174 FT TH N 88D
Legal Range	07E
Legal Township	08S
Legal Section	31
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3018
Census Tract	833300

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3958 SMITH RD, LAMBERTVILLE, MI 48144-9435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Intrafamily Transfer, Transfer
Dec 12, 2022	Quit Claim Deed, Transfer Quitclaim
May 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUN FCU
Sep 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUN FCU
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUN FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2022 · Amount on Record
Deed Sale	Dec 12, 2022 · Amount on Record
Prior Sale	Nov 6, 2012 · Amount on Record
Deed Document Number	202223054
Last Transfer Date	Feb 6, 2025
Transfer Doc	0000001817
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Dec 12, 2022
Property Address	3958 SMITH RD, LAMBERTVILLE, MI 48144-9435
Document Number	0000023118
Instrument Date	Oct 28, 2022
Instrument	2022R23118
Transaction Type	Transfer
Record Updated	Jan 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3958 SMITH RD, LAMBERTVILLE, MI 48144-9435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3958 SMITH RD, LAMBERTVILLE, MI 48144-9435

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Dec 12, 2022
Property Address	3958 SMITH RD, LAMBERTVILLE, MI 48144-9435
Document Number	0000023054
Instrument Date	Oct 27, 2022
Instrument	2022R23054
Transaction Type	Transfer
Record Updated	Jan 10, 2023

Transaction

Amount	Amount Recorded
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3964 SMITH RD, LAMBERTVILLE, MI 48144-9435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3958 SMITH RD, LAMBERTVILLE, MI 48144-9435

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	3958 SMITH RD, LAMBERTVILLE, MI 48144-9435
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008639
Date	May 14, 2018
Instrument	2018R08639

Lender

Name	SUN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 13, 2043

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	3958 SMITH RD, LAMBERTVILLE, MI 48144-9435
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016529
Date	Sep 7, 2018
Instrument	2018R16529

Lender

Name	SUN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 6, 2043

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	3958 SMITH RD, LAMBERTVILLE, MI 48144-9435
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015973
Date	Aug 11, 2020
Instrument	2020R15973

Lender

Name	SUN FCU
Type	Credit Union
Address	MAUMEE, OH 43537

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,400 (+9.78%) Land $132,400	$264,800 (+9.78%) Land $264,800
2025	$3,080.00 (+12.61%) Homeowner's exemption	$120,600 (+26.02%) Land $120,600	$241,200 (+26.02%) Land $241,200
2023	$2,735.00	$95,700	$191,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,500 / 2,500
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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