3930 Smith Rd, Lambertville, MI 48144 Property Records

Monroe County property record for 3930 Smith Rd, Lambertville, MI 48144

Property Summary

Property Type	Single Family Home
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Oct 2023)
Tax Bill	$5,169 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-031-086-10`

Property Details

APN / Parcel Number

Primary APN	`02-031-086-10`

Exterior

Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3930 SMITH RD
City	LAMBERTVILLE
State	MI
Zip	48144-9435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 31 T8S R7E .50 ACRE COMM @ SW COR OF SD SEC 31 TH S 88D 54M 00S E 1911.80 FT ALONG C/L OF SMITH RD FOR POB (SAID POINT
Legal Range	07E
Legal Township	08S
Legal Section	31
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3018
Census Tract	833300

Owner

3930 Smith Rd is owned by two individuals who bought it in October 2023.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3879 TIMBER CRK, LAMBERTVILLE, MI 48144-9543
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage MISSION LOANS LLC
Oct 25, 2023	Warranty Deed, Transfer · Conventional Mortgage GVC MORTGAGE INC
Dec 21, 2017	Warranty Deed, Transfer MIDLAND TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2023 · Amount on File
Deed Sale	Oct 25, 2023 · Amount on File
Prior Sale	Dec 21, 2017 · Amount on File
Deed Document Number	202315834
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	3930 SMITH RD, LAMBERTVILLE, MI 48144-9435
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3879 TIMBER CRK, LAMBERTVILLE, MI 48144-9543
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017497
Date	Oct 23, 2025
Instrument	2025R17497

Lender

Name	MISSION LOANS LLC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Oct 25, 2023
Property Address	3930 SMITH RD, LAMBERTVILLE, MI 48144-9435
Document Number	0000015834
Instrument Date	Oct 24, 2023
Instrument	2023R15834
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,137.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3488 SECTION RD, LAMBERTVILLE, MI 48144-9732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3879 TIMBER CRK, LAMBERTVILLE, MI 48144-9543

Mortgage

Document Number	0000015835
Date	Oct 25, 2023
Instrument	2023R15835

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Dec 21, 2017
Property Address	3930 SMITH RD, LAMBERTVILLE, MI 48144-9435
Document Number	0000025448
Instrument Date	Dec 4, 2017
Instrument	25448
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	MIDLAND TITLE

Transaction

Amount	Amount on Record
Tax	$14.79
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3488 SECTION RD LAMBERTVILLE MI 481449732, LAMBERTVILLE, MI 48144-9732

Tax Assessment & Valuation

The 2025 property tax bill for 3930 Smith Rd was $5,169.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,900 Land $136,900	$273,800 Land $273,800
2025	$5,169.00
2023	$4,289.00	$97,700	$195,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3930 Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3930 Smith Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,500 / 2,500
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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