3958 Ruth Ln, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3958 Ruth Ln, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,446 sqft · built 1937
Lot Size	0.214 acres (9,365 sqft)
Owner	2 Individual Names on File
Last Sale	$158,700 (Nov 2020)
Tax Bill	$3,469 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Nov 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`551-0001-0359-00`

Property Details

APN / Parcel Number

Primary APN	`551-0001-0359-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,446 sqft Living Area
1st Floor Area	852 sqft
2nd Floor Area	594 sqft
Upper Floors Area	594 sqft
Basement Area	852 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	9,365 sqft (0.214 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3958 RUTH LN
City	CINCINNATI
State	OH
Zip	45211-3307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3958 RUTH LANE 75 X 125 LOT 21 PT 20 PHILIP RUEBEL SUB PARS 359-369
Legal Subdivision	PHILIP RUEBEL SUB
Legal Lot Number	21
Jurisdiction	HAMILTON OH
Township / Civil Division	CHEVIOT
Census Block Group	1
Census Block	1008
Census Tract	20901

Owner

3958 Ruth Ln is owned and occupied by two individuals who bought it in November 2020.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3958 RUTH LN, CINCINNATI, OH 45211-3307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Warranty Deed, Transfer AMERICAN MTG SVC
Nov 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2020 · Amount on File
Deed Sale	Nov 4, 2020 · Amount on File
Prior Sale	Nov 27, 2019
Deed Document Number	2020-0116281
Deed Book / Page	14289 / 2844
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 4, 2020
Property Address	3958 RUTH LN, CINCINNATI, OH 45211-3307
Document Number	0000116281
Book / Page	014289 / 002844
Instrument Date	Oct 23, 2020
Instrument	116281
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$635.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3958 RUTH LN CINCINNATI OH 452113307, CINCINNATI, OH 45211-3307

Mortgage

Document Number	116283
Date	Nov 4, 2020
Book Page	014289/002851
Instrument	116283

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 27, 2019
Property Address	3958 RUTH LN, CINCINNATI, OH 45211-3307
Document Number	0000105237
Book / Page	014053 / 000526
Instrument Date	Nov 12, 2019
Instrument	105237
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11801 CAMPBELL RD HARRISON OH 450309024, HARRISON, OH 45030-9024

Tax Assessment & Valuation

The 2025 property tax bill for 3958 Ruth Ln was $3,469, up 2.7% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cheviot City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,469.00 (+2.66%)	$55,545 (-) Land $9,457 Building $46,088
2024	$3,379.00 (-1.86%)	$55,545 (-) Land $9,457 Building $46,088
2023	$3,443.00 (+20.13%)	$55,545 (+38.76%) Land $9,457 Building $46,088	$158,700 Land $27,020 Building $131,680
2022	$2,866.00 Homeowner's exemption	$40,030 Land $8,187 Building $31,843
2020			$114,370 Land $23,390 Building $90,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3958 Ruth Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3958 Ruth Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Ruth Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures