3950 Ruth Ln, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3950 Ruth Ln, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,486 sqft · built 1936
Lot Size	0.142 acres (6,229 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Mar 2020)
Tax Bill	$3,433 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Jun 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`551-0001-0361-00`

Property Details

APN / Parcel Number

Primary APN	`551-0001-0361-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,486 sqft Living Area
1st Floor Area	779 sqft
2nd Floor Area	707 sqft
Basement Area	755 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	6,229 sqft (0.142 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	340 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3950 RUTH LN
City	CINCINNATI
State	OH
Zip	45211-3307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUTH LANE 50 X 125 LOT 23 PHILIP RUEBELS SUB
Legal Subdivision	PHILIP RUEBELS SUB
Legal Lot Number	23
Jurisdiction	HAMILTON OH
Township / Civil Division	CHEVIOT
Census Block Group	1
Census Block	1008
Census Tract	20901

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3950 RUTH LN, CINCINNATI, OH 45211-3307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2020	Warranty Deed, Transfer · Conventional with PMI STOCKTON MTG
Jun 19, 2019	Affidavit of Death, Transfer ATTORNEY ONLY
Jun 27, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2020 · Amount on Record
Deed Sale	Mar 11, 2020 · Amount on Record
Prior Sale	Jun 19, 2019
Deed Document Number	0000024326
Deed Book / Page	014122 / 002144
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 11, 2020
Property Address	3950 RUTH LN, CINCINNATI, OH 45211-3307
Document Number	0000024326
Book / Page	014122 / 002144
Instrument Date	Mar 9, 2020
Instrument	24326
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3950 RUTH LN CHEVIOT OH 452113307, CHEVIOT, OH 45211-3307

Mortgage

Document Number	24327
Date	Mar 11, 2020
Book Page	014122/002147
Instrument	24327

Lender

Name	STOCKTON MTG
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

June 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HAMILTON OH
Recording Date	Jun 19, 2019
Property Address	3950 RUTH LN, CINCINNATI, OH 45211-3307
Document Number	0000048351
Book / Page	013942 / 000150
Instrument Date	Jun 13, 2019
Instrument	48351
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	684 REYNARD AVE CINCINNATI OH 452315061, CINCINNATI, OH 45231-5061

June 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HAMILTON OH
Recording Date	Jun 27, 2018
Property Address	3950 RUTH LN, CINCINNATI, OH 45211-3307
Document Number	0000055081
Book / Page	013698 / 001019
Instrument Date	Jun 21, 2018
Instrument	55081
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3950 RUTH LN CINCINNATI OH 452113307, CINCINNATI, OH 45211-3307

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cheviot City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,433.00 (+2.94%)	$55,104 (-) Land $7,567 Building $47,537
2024	$3,335.00 (-2.06%)	$55,104 (-) Land $7,567 Building $47,537
2023	$3,405.00 (-2.66%)	$55,104 (+12.45%) Land $7,567 Building $47,537	$157,440 (+12.46%) Land $21,620 Building $135,820
2022	$3,498.00 Homeowner's exemption	$49,001 Land $6,549 Building $42,452
2020			$140,000 Land $18,710 Building $121,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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