3958 Co Rd 47, Waterloo, OH 45688 Property Records

Lawrence County property record for 3958 Co Rd 47, Waterloo, OH 45688

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1946
Lot Size	5.38 acres (234,353 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Aug 2020)
Tax Bill	$603 (2025)
Deeds & Mortgages	Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`20-030-0600.000`

Property Details

APN / Parcel Number

Primary APN	`20-030-0600.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Raised
Lot Area	234,353 sqft (5.38 acres)

Exterior Amenities

Porch	Open Frame Porch
Porch Area	480 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	3958 COUNTY ROAD 47
City	WATERLOO
State	OH
Zip	45688-9360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17-05-27 N 1/2 SW LESS 78.62ACRES BAL=5.38ACRES
Legal Subdivision	SYMMES VALLEY
Jurisdiction	LAWRENCE OH
Township / Civil Division	SYMMES
Census Block Group	1
Census Block	1029
Census Tract	50600

Owner

3958 Co Rd 47 is owned and occupied by an individual who bought it in August 2020.

Source: Lawrence County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3958 COUNTY ROAD 47, WATERLOO, OH 45688-9360
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2020 · Amount on File
Deed Sale	Aug 4, 2020 · Amount on File
Prior Sale	Jan 1, 1987
Deed Document Number	20204811
Deed Book / Page	1043 / 659
Prior Transfer Date	Jul 17, 2020
Prior Transfer Doc	0000004811
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE OH
Recording Date	Aug 4, 2020
Property Address	3958 COUNTY ROAD 47, WATERLOO, OH 45688-9360
Document Number	0000004811
Book / Page	001043 / 000659
Instrument Date	Jul 17, 2020
Instrument	4811
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$140.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3958 COUNTY ROAD 47 WATERLOO OH 456889360, WATERLOO, OH 45688-9360

Tax Assessment & Valuation

The 2025 property tax bill for 3958 Co Rd 47 was $603, up 11.5% from the year before.

Source: Lawrence County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lawrence County
County Subdivision	Symmes Township
Unified School District	Symmes Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$603.00 (+11.46%)	$21,931 Land $9,625 Building $12,306	$62,660 Land $27,500 Building $35,160
2024	$541.00 (-0.73%)
2023	$545.00 (+0.37%) Homeowner's exemption	$19,190 (-) Land $6,880 Building $12,310
2022	$543.00 Homeowner's exemption	$19,190 Land $6,880 Building $12,310	$54,810 Land $19,650 Building $35,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3958 Co Rd 47 in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (2000–2017)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Mar 2017 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3958 Co Rd 47 is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 99.2% of Ohio
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HECLA WATER ASSOCIATION private · serves 34,942 people · EPA ID OH4401612
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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