Lawrence County property record for 3494 Co Rd 47, Waterloo, OH 45688
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,664 sqft · built 1989 |
| Lot Size | 1.37 acres (59,677 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $407 (2024) |
| Deeds & Mortgages | Nov 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-029-0300.003 |
| Primary APN | 20-029-0300.003 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,664 sqft Living Area |
| Gross Area | 2,752 sqft |
| 1st Floor Area | 1,664 sqft |
| Basement Area | 1,088 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Bungalow |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 59,677 sqft (1.37 acres) |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 64 sqft |
| Patio Area | 64 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3494 COUNTY ROAD 47 |
|---|---|
| City | WATERLOO |
| State | OH |
| Zip | 45688-9319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 17-5-27 W PT N1/2 NW PT LESS .21ACS BAL 1.37AC |
| Legal Subdivision | SYMMES VALLEY |
| Jurisdiction | LAWRENCE OH |
| Township / Civil Division | SYMMES |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 50600 |
3494 Co Rd 47 is owned and occupied by two individuals who acquired it in September 2002.
Source: Lawrence County records, as of January 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3494 COUNTY ROAD 47, WATERLOO, OH 45688-9319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2002 |
| Deed Sale | Sep 12, 2002 |
| Prior Sale | Jan 14, 1992 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAWRENCE OH |
| Recording Date | Nov 10, 2022 |
| Property Address | 3494 COUNTY ROAD 47, WATERLOO, OH 45688-9319 |
| Document Number | 0000006703 |
| Book / Page | 1161 / 646 |
| Instrument Date | Oct 2, 2022 |
| Instrument | 2022-00006703 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3494 COUNTY ROAD 47, WATERLOO, OH 45688-9319 |
Source: Lawrence County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lawrence County |
| County Subdivision | Symmes Township |
| Unified School District | Symmes Valley Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,963 Land $6,507 Building $19,457 | $74,180 Land $18,590 Building $55,590 | |
| 2024 | $407.00 (-4.68%) | ||
| 2023 | $427.00 (-2.29%) Homeowner's exemption | $24,110 (-) Land $4,650 Building $19,460 | |
| 2022 | $437.00 Homeowner's exemption | $24,110 Land $4,650 Building $19,460 | $68,870 Land $13,280 Building $55,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3494 Co Rd 47 in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (2000–2017) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Mar 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3494 Co Rd 47 is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 99.2% of Ohio |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HECLA WATER ASSOCIATION private · serves 34,942 people · EPA ID OH4401612 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| altafiber Network Solutions Fixed Wireless | 50 / 10 |
May also be available: T-Mobile.
5G and 4G LTE (outdoors only)
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