1. Home
  2. Florida
  3. Sarasota County
  4. Osprey
  5. Waypoint Ave

3945 Waypoint Ave, Osprey, FL 34229 Property Records

Sarasota County property record for 3945 Waypoint Ave, Osprey, FL 34229

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,346 sqft · built 2017
Lot Size0.185 acres (8,048 sqft)
Owner2 Trust Names on File
Last Sale$695,000 (Nov 2020)
Tax Bill$10,536 (2025)
Deeds & MortgagesAug 2026 Transfer
Nov 2020 Sale
+ 1 more
APN0148-15-0030

Property Details

APN / Parcel Number

Primary APN0148-15-0030

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,346 sqft Living Area
Gross Area2,924 sqft
1st Floor Area2,346 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialConcrete
Lot Area8,048 sqft (0.185 acres)
View / LotMainland
Garage TypeAttached
Garage Area578 sqft

Exterior Amenities

Pool Area200 sqft
PorchOpen Porch
Porch Area484 sqft
Patio Area705 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0148150030
Street Address3945 WAYPOINT AVE
CityOSPREY
StateFL
Zip34229-2306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF2
Legal DescriptionLOT 20, BAYSIDE, PB 49 PG 41
Legal Range18E
Legal Township38S
Legal Section10
Legal SubdivisionBAYSIDE
Legal Tract3192
Legal Block1
Legal Lot Number20
JurisdictionSARASOTA FL
Township / Civil DivisionOSPREY-LAUREL-NOKOMIS
Census Block Group3
Census Block3013
Census Tract2102

Owner

3945 Waypoint Ave is owner-occupied and held in a trust since July 2026.

Source: Sarasota County records, as of August 14, 2026

Owner of Record2 Trust Names on File
Mailing Address3945 WAYPOINT AVE, OSPREY, FL 34229-2306
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2026Quit Claim Deed, Transfer
SIMPLE TITLE, SIMPLIFILE
Nov 19, 2020Warranty Deed, Transfer
KINGS TITLE
Jan 16, 2018Grant Deed, Transfer · Conventional with PMI
TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 2020 · Amount on File
Deed SaleNov 19, 2020 · Amount on File
Prior SaleJan 16, 2018 · Amount on File
Deed Document Number2020163338
Last Transfer DateJul 10, 2026
Transfer Doc0000107086
Record UpdatedSep 20, 2026

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSARASOTA FL
Recording DateAug 6, 2026
Property Address3945 WAYPOINT AVE, OSPREY, FL 34229-2306
Document Number0000107086
Instrument DateJul 10, 2026
Instrument2026107086
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3945 WAYPOINT AVE, OSPREY, FL 34229-2306

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateNov 19, 2020
Property Address3945 WAYPOINT AVE, OSPREY, FL 34229-2306
Document Number0000163338
Instrument DateNov 18, 2020
Instrument163338
Transaction TypeTransfer
Record UpdatedDec 1, 2020
Title CompanyKINGS TITLE

Transaction

AmountAmount on Record
Tax$4,865.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2593 GROUSE RDG WEXFORD PA 150907945, WEXFORD, PA 15090-7945

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSARASOTA FL
Recording DateJan 16, 2018
Property Address3945 WAYPOINT AVE, OSPREY, FL 34229-2306
Document Number0000005964
Instrument DateJan 10, 2018
Instrument5964
Transaction TypeTransfer
Record UpdatedJan 23, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,920.67
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3945 WAYPOINT AVE OSPREY FL 342292306, OSPREY, FL 34229-2306

Mortgage

Document Number5965
DateJan 16, 2018
Instrument5965
Lender
NameTAYLOR MORRISON HOME FUNDING
TypeFunding / Finance Company
AddressMAITLAND, FL 32751
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJan 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3945 Waypoint Ave was $10,536 with a homeowner's exemption.

Source: Sarasota County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,536.00 Homeowner's exemption$885,200 Land $350,600 Building $534,600$885,200 Land $350,600 Building $534,600
2023$9,172.00 (+2.77%)$803,400 (-0.53%) Land $171,800 Building $631,600$803,400 (-0.53%) Land $171,800 Building $631,600
2022$8,925.00$807,700 Land $156,600 Building $651,100$807,700 Land $156,600 Building $651,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3945 Waypoint Ave; there have been 12 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 174 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies506 units insured
incl. 332 condo units
Nearby Flood Claims12 (2017–2024)
Claims Outside the SFHA7 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3945 Waypoint Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARASOTA CO SPECIAL UTIL DIST
serves 272,267 people · EPA ID FL6581591
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Waypoint Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures