Osceola County property record for 3957 Rambler Ave, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,803 sqft · built 2013 |
| Lot Size | 1.09 acres (47,611 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100 (Mar 2017) |
| Tax Bill | $2,906 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Apr 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-26-31-4950-0001-1093 |
| Primary APN | 31-26-31-4950-0001-1093 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,803 sqft Living Area |
| Gross Area | 2,707 sqft |
| 1st Floor Area | 1,803 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 47,611 sqft (1.09 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 48 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 398 sqft |
| Deck Area | 758 sqft |
| Shed | 1 Shed |
| Shed Area | 468 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3957 RAMBLER AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PG 27 N 317.5 FT OF W 430 FT OF LOT 109 LESS N 305 FT OF W 290 FT AKA TRACT R |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | S L & I C |
| Legal Tract | R |
| Legal Block | 1093 |
| Legal Lot Number | 109 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43205 |
Source: Osceola County records · APN 31-26-31-4950-0001-1093
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3957 RAMBLER AVE, SAINT CLOUD, FL 34772-7926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2022 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Apr 17, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 01, 2017 · Amount on Record |
| Deed Sale | Mar 01, 2017 · Amount on Record |
| Prior Sale | Oct 19, 2012 |
| Deed Book / Page | 5133 / 77 |
| Last Transfer Date | Mar 31, 2017 |
| Transfer Doc | 0051330077 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3957 RAMBLER AVE, SAINT CLOUD, FL 34772-7926 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3957 RAMBLER AVE, SAINT CLOUD, FL 34772-7926 |
| Document Number | 0062770399 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 6277/399 |
| Instrument | 2022132172 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 24, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 17, 2017 |
| Property Address | 3957 RAMBLER AVE, SAINT CLOUD, FL 34772-7926 |
| Document Number | 0051330077 |
| Book / Page | 005133 / 000077 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 56644 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3957 RAMBLER AVE ST CLOUD FL 347727926, ST CLOUD, FL 34772-7926 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,906.00 (+5.83%) Homeowner's exemption | $199,174 (+31.56%) | $399,200 (+17.1%) Land $74,600 Building $324,600 |
| 2024 | $2,746.00 (+26.25%) | ||
| 2023 | $2,175.00 (+5.12%) Homeowner's exemption | $151,392 (+3%) | $340,900 (+16.71%) Land $58,000 Building $282,900 |
| 2022 | $2,069.00 Homeowner's exemption | $146,983 | $292,100 Land $51,600 Building $240,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 77% of the US · above 64% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 251 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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