3957 Deckard School Rd, Radcliff, KY 40160 Property Records

Hardin County property record for 3957 Deckard School Rd, Radcliff, KY 40160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,893 sqft · built 1984
Lot Size	1.68 acres (73,181 sqft)
Owner	2 Individual Names on File
Last Sale	$274,400 (Dec 2024)
Tax Bill	$2,597 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`141-00-03-001`

Property Details

APN / Parcel Number

Primary APN	`141-00-03-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,893 sqft Living Area
Basement Area	1,893 sqft
Unfinished Basement	1,893 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Lot Area	73,181 sqft (1.68 acres)
Garage Type	Attached
Garage Area	432 sqft
Porch	Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	3957 DECKARD SCHOOL RD
City	RADCLIFF
State	KY
Zip	40160-8719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHERMAN WOODS LT 01 #2
Legal Subdivision	SHERMAN WOODS
Legal Block	3
Legal Lot Number	1
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	2
Census Block	2015
Census Tract	903

Owner

3957 Deckard School Rd is owned and occupied by two individuals who bought it in December 2024.

Source: Hardin County records, as of January 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3957 DECKARD SCHOOL RD, RADCLIFF, KY 40160-8719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Dec 6, 2021	Intrafamily Transfer, Transfer · VA Mortgage MAGNOLIA BANK
Feb 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2024 · Amount on File
Deed Sale	Dec 11, 2024 · Amount on File
Prior Sale	Dec 6, 2021
Deed Book / Page	1577 / 558
Prior Transfer Date	Nov 19, 2021
Prior Transfer Doc	001524/869
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	3957 DECKARD SCHOOL RD, RADCLIFF, KY 40160-8719
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3957 DECKARD SCHOOL RD, RADCLIFF, KY 40160-8719

Mortgage

Document Number	002582/567
Date	Sep 29, 2025
Book Page	2582/567

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARDIN KY
Recording Date	Dec 6, 2021
Property Address	3957 DECKARD SCHOOL RD, RADCLIFF, KY 40160-8719
Document Number	001524/869
Book / Page	1524 / 869
Map Reference	CAB I SH 499
Instrument Date	Nov 19, 2021
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3957 DECKARD SCHOOL RD, RADCLIFF, KY 40160-8719

Mortgage

Document Number	0024161392
Date	Dec 6, 2021
Instrument	2416/1392

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	3957 DECKARD SCHOOL RD, RADCLIFF, KY 40160-8719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2301/133
Date	Feb 27, 2020
Book Page	2301/133
Instrument	202000002589

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3957 Deckard School Rd was $2,597.

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,597.00	$274,400 Land $35,000 Building $239,400	$274,400 Land $35,000 Building $239,400
2023		$166,700 Land $26,700 Building $140,000	$166,700 Land $26,700 Building $140,000
2021	$1,441.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3957 Deckard School Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3957 Deckard School Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Brandenburg Telecom Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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