3771 Deckard School Rd, Radcliff, KY 40160 Property Records

Hardin County property record for 3771 Deckard School Rd, Radcliff, KY 40160

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,680 sqft · built 1981
Lot Size	8 acres (348,480 sqft)
Owner	Individual Name on File
Last Sale	$350,500 (Jul 2016)
Tax Bill	$4,119 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`141-00-03-016`

Property Details

APN / Parcel Number

Primary APN	`141-00-03-016`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,680 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	348,480 sqft (8 acres)
Garage Area	468 sqft
Parking Spaces	4 Parking Spaces
Patio Area	32 sqft
Shed	1 Shed
Shed Area	468 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	3771 DECKARD SCHOOL RD
City	RADCLIFF
State	KY
Zip	40160-9384
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY/MUNI/TWP:HARDIN CO (NOT CITY LIMITS)
Legal Subdivision	TRACT 9 10
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	2
Census Block	2015
Census Tract	903

Owner

3771 Deckard School Rd is owned and occupied by an individual who bought it in July 2016.

Source: Hardin County records, as of January 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3771 DECKARD SCHOOL RD, RADCLIFF, KY 40160-9384
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2016 · Amount on File
Deed Sale	Jul 28, 2016 · Amount on File
Prior Sale	Aug 18, 2006 · Amount on File
Deed Document Number	0001427545
Deed Book / Page	1427 / 545
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	3771 DECKARD SCHOOL RD, RADCLIFF, KY 40160-9384
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02302/1384
Date	Mar 12, 2020
Book Page	2302/1384

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2035

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	3771 DECKARD SCHOOL RD, RADCLIFF, KY 40160-9384
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02346/1242
Date	Nov 19, 2020
Book Page	2346/1242

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 3771 Deckard School Rd was $4,119.

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,119.00	$442,100 Land $65,300 Building $376,800	$442,100 Land $65,300 Building $376,800
2023		$442,100 Land $65,300 Building $376,800	$442,100 Land $65,300 Building $376,800
2021	$4,196.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3771 Deckard School Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3771 Deckard School Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Brandenburg Telecom Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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