3957 Colma Ave, Merced, CA 95348 Property Records

Merced County property record for 3957 Colma Ave, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,104 sqft · built 2005
Lot Size	0.162 acres (7,059 sqft)
Owner	2 Individual Names on Record
Last Sale	$276,000 (Mar 2008)
Tax Bill	$5,100 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206-101-001-000`

Property Details

APN / Parcel Number

Primary APN	`206-101-001-000`
Alternative APN	`206-101-001`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,104 sqft Living Area
Gross Area	653 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Lot Area	7,059 sqft (0.162 acres)
Garage Type	Attached
Garage Area	653 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	206-101-001
Street Address	3957 COLMA AVE
City	MERCED
State	CA
Zip	95348-8720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	SHADOW CREEK AT COMPASS POINTE UNIT NO.1 LOT 23
Legal Subdivision	SHADOW CREEK AT COMPASS POINTE
Legal Lot Number	23
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1019
Census Tract	1008

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3957 COLMA AVE, MERCED, CA 95348-8720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIME CHOICE FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2008 · Amount on Record
Deed Sale	Mar 14, 2008 · Amount on Record
Prior Sale	Dec 19, 2007 · Amount on Record
Deed Document Number	200813866
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Recording Date	Jul 17, 2026
Property Address	3957 COLMA AVE, MERCED, CA 95348-8720
Document Number	0000019240
Instrument Date	Jul 9, 2026
Instrument	202619240
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3957 COLMA AVE, MERCED, CA 95348-8720

Mortgage

Document Number	0000019240,
Date	Jul 17, 2026
Instrument	202619240

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3957 COLMA AVE, MERCED, CA 95348-8720
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011067
Date	Apr 2, 2020
Instrument	2020011067

Lender

Name	PRIME CHOICE FUNDING INC
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2040

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$369,632 (+2%) Land $107,174 Building $262,458
2025	$5,100.00 (+6.99%) Homeowner's exemption	$362,385 (+4.04%) Land $105,073 Building $257,312
2023	$4,767.00 (+2.25%) Homeowner's exemption	$348,315 Land $100,994 Building $247,321
2022	$4,662.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 787 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies, GeoLinks.

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