3938 Colma Ave, Merced, CA 95348 Property Records

Merced County property record for 3938 Colma Ave, Merced, CA 95348

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,707 sqft · built 2005
Lot Size0.158 acres (6,900 sqft)
Owner2 Individual Names on File
Last Sale$443,500 (Jul 2005)
Tax Bill$6,485 (2025)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN206-102-007-000

Property Details

APN / Parcel Number

Primary APN206-102-007-000
Alternative APN
  • 206-102-007

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area2,707 sqft Living Area
Gross Area483 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeWood
Lot Area6,900 sqft (0.158 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number206-102-007
Street Address3938 COLMA AVE
CityMERCED
StateCA
Zip95348-8720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionSHADOW CREEK AT COMPASS POINTE UNIT NO.1 LOT 30
Legal SubdivisionSHADOW CREEK AT COMPASS POINTE
Legal Lot Number30
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group1
Census Block1009
Census Tract1008

Owner

3938 Colma Ave is owned and occupied by two individuals who bought it in July 2005.

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3938 COLMA AVE, MERCED, CA 95348-8720
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2005 · Amount on File
Deed SaleJul 5, 2005 · Amount on File
Deed Document Number200550590
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address3938 COLMA AVE, MERCED, CA 95348-8720
Document Number0000008348
Instrument DateMar 4, 2020
Transaction TypeMortgage
Record UpdatedApr 16, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3938 COLMA AVE MERCED CA 953488720, MERCED, CA 95348-8720

Mortgage

Document Number0000008348
DateMar 11, 2020
Instrument8348
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 10, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3938 Colma Ave was $6,485 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$495,000 (+1.54%) Land $120,000 Building $375,000
2025$6,485.00 Homeowner's exemption$487,500 Land $120,000 Building $367,500
2023$5,923.00 (+2.55%) Homeowner's exemption$456,000 Land $105,000 Building $351,000
2022$5,776.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3938 Colma Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3938 Colma Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERCED
serves 96,073 people · EPA ID CA2410009
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 787 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: Ayera Technologies, GeoLinks.

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