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3956 Gaffney Loop, Tallahassee, FL 32303 Property Records

Leon County property record for 3956 Gaffney Loop, Tallahassee, FL 32303

Property Summary

Property TypeTownhouse
Details984 sqft · built 1992
Lot Size0.05 acres (2,178 sqft)
Owner2 Trust Names on File
Last Sale$160,000 (Mar 2022)
Tax Bill$2,695 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Feb 2026 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN21-16-60-F-005-1

Property Details

APN / Parcel Number

Primary APN21-16-60-F-005-1
Alternative APNs
  • 21-16-60-00F-005.1
  • 2116202010000

Interior

Stories1 Story
Building Area984 sqft Living Area
Gross Area1,023 sqft
1st Floor Area984 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleTownhouse
Exterior MaterialSiding Sheathing
Foundation TypePier/Post & Beam
Roof TypeWood Truss
Roof MaterialComposition Shingle
Lot Area2,178 sqft (0.05 acres)
PorchFinished/Open Porch
Porch Area15 sqft
Utility Building24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3956 GAFFNEY LOOP
CityTALLAHASSEE
StateFL
Zip32303-1214
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeMR1
Legal DescriptionSETTLERS CREEK ADDITION LOT 5 UNIT B BLOCK F OR 1511/435 1589/709 CS# 94 03822 OR 2049/503
Legal Range1W
Legal Township1N
Legal Section16
Legal SubdivisionSETTLERS CREEK ADDITION
Legal BlockF
Legal Lot Number5
JurisdictionLEON FL
Township / Civil DivisionNORTHWEST LEON
Census Block Group3
Census Block3001
Census Tract2205

Owner

3956 Gaffney Loop, a townhouse, is held in a trust since February 2026.

Source: Leon County records, as of October 15, 2026

Owner of Record2 Trust Names on File
Mailing Address512 FLOTILLA RD, NORTH PALM BEACH, FL 33408-4827
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2026Deed of Trust, Mortgage · Line of Credit
PNC BANK
Feb 13, 2026Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Sep 13, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST CMRC CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2022 · Amount on File
Deed SaleMar 31, 2022 · Amount on File
Deed Document Number202222068
Deed Book / Page5717 / 1662
Last Transfer DateFeb 13, 2026
Transfer Doc0061420349
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEON FL
Recording DateSep 28, 2026
Property Address3956 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1214
Document Number0000053846
Book / Page6214 / 1392
Instrument DateSep 16, 2026
Instrument202653846
Transaction TypeMortgage
Record UpdatedOct 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust, 221
Address512 FLOTILLA RD, NORTH PALM BEACH, FL 33408-4827

Mortgage

Document Number0000053846,
DateSep 28, 2026
Book Page6214/1392
Instrument202653846
Lender
NamePNC BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueSep 21, 2066
Interest
Max Rate-1%

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEON FL
Recording DateFeb 13, 2026
Property Address3956 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1214
Document Number0061420349
Book / Page6142 / 349
Map ReferenceMB 10 PG 68
Instrument DateFeb 13, 2026
Instrument20260008295
Transaction TypeTransfer
Record UpdatedMar 12, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address512 FLOTILLA RD, NORTH PALM BEACH, FL 33408-4827

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address512 FLOTILLA RD, NORTH PALM BEACH, FL 33408-4827

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEON FL
Property Address3956 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1214
Document Number0053612187
Instrument DateSep 13, 2019
Transaction TypeMortgage
Record UpdatedOct 10, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address3956 GAFFNEY LOOP TALLAHASSEE FL 323031214, TALLAHASSEE, FL 32303-1214

Mortgage

Document Number0053612187
DateSep 19, 2019
Book Page005361/002187
Instrument58187
Lender
NameFIRST CMRC CU
TypeCredit Union
AddressTALLAHASSEE, FL 32317
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 18, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 3956 Gaffney Loop was $2,695.

Source: Leon County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLeon County
MunicipalityTallahassee City
Unified School DistrictLeon County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,695.00$141,602 Land $35,000 Building $106,602$141,602 Land $35,000 Building $106,602
2023$2,236.00 (+346.31%)$115,573 (+106.65%) Land $30,000 Building $85,573$115,573 (+11.61%) Land $30,000 Building $85,573
2022$501.00 Homeowner's exemption$55,927$103,555 Land $25,000 Building $78,555

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3956 Gaffney Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3956 Gaffney Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TALLAHASSEE
serves 200,480 people · EPA ID FL1370655
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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