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3954 Gaffney Loop, Tallahassee, FL 32303 Property Records

Leon County property record for 3954 Gaffney Loop, Tallahassee, FL 32303

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 984 sqft · built 1992
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on File
Last Sale$176,000 (Mar 2022)
Tax Bill$1,609 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN21-16-60-F-005-2

Property Details

APN / Parcel Number

Primary APN21-16-60-F-005-2
Alternative APN
  • 2116202010000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area984 sqft Heated Area
Gross Area1,163 sqft
1st Floor Area984 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Exterior MaterialConcrete Block
Foundation TypePier/Post & Beam
Roof TypeWood Truss
Roof MaterialComposition Shingle
Lot Area2,178 sqft (0.05 acres)
PorchFinished/Screened Porch
Porch Area15 sqft
Utility Building24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number2116202010000
Old Parcel Number211660F0052
Street Address3954 GAFFNEY LOOP
CityTALLAHASSEE
StateFL
Zip32303-1214
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionSETTLERS CREEK ADDITION LOT 5 UNIT C BLOCK F OR 1511/435 1606/1448 1824/1483 OR 2384/663
Legal Range01W
Legal Township01N
Legal Section16
Legal SubdivisionSETTLERS CREEK ADDITION
Legal BlockF
Legal Lot Number5
Legal UnitC
JurisdictionLEON FL
Township / Civil DivisionNORTHWEST LEON
Census Block Group3
Census Block3001
Census Tract2205

Owner

3954 Gaffney Loop, a townhouse, is owned and occupied by an individual who bought it in March 2022.

Source: Leon County records, as of December 15, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3954 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1214
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2022Warranty Deed, Transfer · Conventional Mortgage
ENVISION CU
Mar 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2022 · Amount on File
Deed SaleMar 30, 2022 · Amount on File
Prior SaleJul 30, 2015 · Amount on File
Deed Document Number20220021597
Deed Book / Page5716 / 2038
Record UpdatedJun 8, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEON FL
Recording DateMar 30, 2022
Property Address3954 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1214
Document Number0057162038
Book / Page5716 / 2038
Map ReferenceMB 10 PG 68
Instrument DateMar 21, 2022
Instrument20220021597
Transaction TypeTransfer
Record UpdatedDec 16, 2025
Title CompanyHAYWARD TITLE GROUP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,232.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4553 WILLIAMS RD, TALLAHASSEE, FL 32311-8523

Transferred To (Grantee/Buyer)

NameVerified Name
Address3954 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1214

Mortgage

Document Number0057162041
DateMar 30, 2022
Instrument5716/2041
Lender
NameENVISION CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEON FL
Property Address3954 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1214
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054192326
DateMar 4, 2020
Book Page5419/2326
Instrument20200013383
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3954 Gaffney Loop was $1,609 with a homeowner's exemption.

Source: Leon County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLeon County
MunicipalityTallahassee City
Unified School DistrictLeon County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,609.00 Homeowner's exemption$147,329 Land $35,000 Building $112,329$147,329 Land $35,000 Building $112,329
2023$1,493.00 (+99.87%) Homeowner's exemption$120,120 (+45.57%) Land $30,000 Building $90,120$120,120 (+10.67%) Land $30,000 Building $90,120
2022$747.00 Homeowner's exemption$82,518$108,539 Land $25,000 Building $83,539

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3954 Gaffney Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3954 Gaffney Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TALLAHASSEE
serves 200,480 people · EPA ID FL1370655
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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