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3955 Wind Dancer Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3955 Wind Dancer Cir, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2016
Square Footage2,566 sqft Living Area
Lot Size10,454 sqft (0.24 acres)
OccupancyOwner Occupied
Last Sale$172,300 (2017)
Tax Bill$4,602.00 (2024)

Property Details

APN / Parcel Number

Primary APN34-26-30-0097-0001-3730
Alternative APN
  • 263034009700013730

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,566 sqft Living Area
Gross Area3,256 sqft Gross Area
1st Floor1,048 sqft 1st Floor
Upper Floors1,518 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleConventional Style
Exterior MaterialCombination Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,454 sqft (0.24 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area462 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area490 sqft Pool
Deck Area1,230 sqft Deck
Porch Area228 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address3955 WIND DANCER CIR
CitySAINT CLOUD
StateFL
Zip34772-8281
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionESPRIT PH 3D PB 24 PGS 151-154 LOT 373
Legal Range30E
Legal Township26S
Legal Section34
Legal SubdivisionESPRIT PH 3D
Legal Phase3D
Legal Tract97
Legal Block3730
Legal Lot Number373
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2030
Census Tract43207

Owner

Source: Osceola County records · APN 34-26-30-0097-0001-3730

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3955 WIND DANCER CIR, SAINT CLOUD, FL 34772-8281
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 06, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
May 24, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 24, 2017 · Amount on Record
Deed SaleMay 24, 2017 · Amount on Record
Prior SaleJul 19, 2016 · Amount on Record
Deed Doc Number201776197
Deed Book / Page5153 / 733
Last Transfer DateJun 03, 2023
Transfer Doc0064191450
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateJul 29, 2026
Property Address3955 WIND DANCER CIR, SAINT CLOUD, FL 34772-8281
Document Number0000099297
Book / Page7011 / 2044
Instrument DateJul 24, 2026
Instrument202699297
Transaction TypeMortgage
Record UpdatedAug 07, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3955 WIND DANCER CIR, SAINT CLOUD, FL 34772-8281

Mortgage

Document Number0000099297,
DateJul 29, 2026
Book Page7011/2044
Instrument202699297
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 01, 2046
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJun 06, 2023
Property Address3955 WIND DANCER CIR, SAINT CLOUD, FL 34772-8281
Document Number0064191450
Book / Page6419 / 1450
Map ReferenceMB 24 PG 151-154
Instrument DateJun 03, 2023
Instrument2023072155
Transaction TypeTransfer
Record UpdatedJun 16, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3955 WIND DANCER CIR, SAINT CLOUD, FL 34772-8281

Transferred To (Grantee/Buyer)

NameVerified Name
Address3955 WIND DANCER CIR, SAINT CLOUD, FL 34772-8281

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3955 WIND DANCER CIR, SAINT CLOUD, FL 34772-8281
Transaction TypeMortgage
Record UpdatedMar 11, 2022
Title CompanyPGP TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3955 WIND DANCER CIR, SAINT CLOUD, FL 34772-8281

Mortgage

Document Number0061600099
DateFeb 28, 2022
Book Page6160/99
Instrument2022032229
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

May 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateMay 24, 2017
Property Address3955 WIND DANCER CIR, SAINT CLOUD, FL 34772-8281
Document Number0051530733
Book / Page5153 / 0733
Map ReferenceMB24 PG151
Instrument DateMay 16, 2017
Instrument2017076197
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyHOMETOWN TITLE GROUP INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,206.10
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3955 WIND DANCER CIR, SAINT CLOUD, FL 34772-8281

Mortgage

Document Number0051530734
DateMay 24, 2017
Instrument5153/0734
Lender
NameSUNTRUST MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,760.00 (+3.43%) Homeowner's exemption$308,862 (+5.99%)$438,000 (+0.09%) Land $75,000 Building $363,000
2024$4,602.00 (+114,95%)
2023$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$291,416 (+3%)$437,600 (+14.55%) Land $60,000 Building $377,600
2022$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$282,929$382,000 Land $55,000 Building $327,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire LikelihoodAbout 1 in 301 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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