3952 Wind Dancer Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3952 Wind Dancer Cir, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage1,677 sqft Heated Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$315,000 (2021)
Tax Bill$4,541.00 (2025)

Property Details

APN / Parcel Number

Primary APN342630009700013740

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,677 sqft Heated Area
Gross Area2,267 sqft Gross Area
1st Floor1,677 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,712 sqft (0.2 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area450 sqft Garage
PorchOpen Porch
Porch Area140 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3952 WIND DANCER CIR
CitySAINT CLOUD
StateFL
Zip34772-8280
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionESPRIT PH 3D PB 24 PGS 151-154 LOT 374
Legal Range30E
Legal Township26S
Legal Section34
Legal SubdivisionESPRIT
Legal Phase3D
Legal Tract97
Legal Lot Number374
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2038
Census Tract43207

Owner

Source: Osceola County records · APN 342630009700013740

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3952 WIND DANCER CIR, SAINT CLOUD, FL 34772-8280
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2021Warranty Deed, Transfer · Veterans Administration Mortgage
AMERICAN FINANCIAL NETWORK INC
Mar 02, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
PENNYMAC LOAN SERVICES LLC
Feb 17, 2017Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CALATLANTIC MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 15, 2021 · Amount on Record
Deed SaleSep 15, 2021 · Amount on Record
Prior SaleFeb 17, 2017 · Amount on Record
Deed Doc Number2021143447
Deed Book / Page6044 / 519
Record RefreshedJun 08, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 15, 2021
Property Address3952 WIND DANCER CIR, SAINT CLOUD, FL 34772-8280
Document Number0060440519
Book / Page6044 / 519
Map ReferenceMB 24 PG 151-154
Instrument DateAug 30, 2021
Instrument2021143447
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyFIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4000 VICTORIA PARK DR APT 4210, 4000, DAVENPORT, FL 33896-3201

Transferred To (Grantee/Buyer)

NameVerified Name
Address3952 WIND DANCER CIR, SAINT CLOUD, FL 34772-8280

Mortgage

Document Number6044521
DateSep 15, 2021
Instrument6044/521
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3952 WIND DANCER CIR, SAINT CLOUD, FL 34772-8280
Transaction TypeMortgage
Record UpdatedMar 26, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3952 WIND DANCER CIR, SAINT CLOUD, FL 34772-8280

Mortgage

Document Number0059021590
DateMar 02, 2021
Book Page5902/1590
Instrument2021030698
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term312 Months
DueMar 01, 2047

February 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 17, 2017
Property Address3952 WIND DANCER CIR, SAINT CLOUD, FL 34772-8280
Document Number0051041323
Book / Page5104 / 1323
Map ReferenceMB24 PG151-154
Instrument DateFeb 14, 2017
Instrument2017027072
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,547.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376

Transferred To (Grantee/Buyer)

NameVerified Name
Address3952 WIND DANCER CIR, SAINT CLOUD, FL 34772-8280

Mortgage

Document Number0051041325
DateFeb 17, 2017
Instrument5104/1325
Lender
NameCALATLANTIC MORTGAGE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,541.00 (+6.2%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$301,626 (+5.99%)$322,600 (+0.66%) Land $78,800 Building $243,800
2023$4,276.00 (+3.54%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$284,589 (+3%)$320,500 (+16%) Land $63,000 Building $257,500
2022$4,130.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$276,300 Land $57,800 Building $218,500$276,300 Land $57,800 Building $218,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire LikelihoodAbout 1 in 301 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Wind Dancer Cir

Nearby Streets

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