3955 3rd St, Laurel Hill, FL 32567 Property Records

Okaloosa County property record for 3955 3rd St, Laurel Hill, FL 32567

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,152 sqft · built 1960
Lot Size0.438 acres (19,090 sqft)
Owner2 Individual Names on Record
Last Sale$16,000 (Jul 2017)
Tax Bill$543 (2025)
Deeds & MortgagesJul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-592-6454-9

Property Details

APN / Parcel Number

Primary APNC56-000-592-6454-9
Alternative APNs
  • 05-5N-22-0850-0041-0240
  • 22N505085000410240

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,152 sqft Living Area
Gross Area1,629 sqft
1st Floor Area1,152 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area19,090 sqft (0.438 acres)
Lot Width100 ft Width
Patio Area342 sqft

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Street Address3955 3RD ST
CityLAUREL HILL
StateFL
Zip32567-2039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRVIEW LH LOTS 21, 22, 23, 24 & 25 BLK 41
Legal Range22W
Legal Township05N
Legal Section05
Legal SubdivisionFAIRVIEW LH
Legal Block41
Legal Lot Number240
JurisdictionOKALOOSA FL
Township / Civil DivisionLAUREL HILL
Census Block Group1
Census Block1078
Census Tract20200

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3955 3RD ST, LAUREL HILL, FL 32567-2039
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2017 · Amount on Record
Deed SaleJul 26, 2017 · Amount on Record
Deed Document Number20173149567
Deed Book / Page3310 / 495
Record UpdatedOct 29, 2026

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 26, 2017
Property Address3935 3RD ST, LAUREL HILL, FL 32567-2039
Document Number0033100495
Book / Page3310 / 0495
Map ReferenceMB1 PG3
Instrument DateJul 25, 2017
Instrument3149567
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyFIRST NATIONAL LAND TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address6918 WHITTLE LN, 6918, LAUREL HILL, FL 32567-8350

Transferred To (Grantee/Buyer)

NameVerified Name
Address2401 MILL RUN DR, CRESTVIEW, FL 32536-9362

Mortgage

Document Number0003149568
DateJul 26, 2017
Instrument3149568
Lender
NameEGLIN FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueAug 9, 2027

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityLaurel Hill City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$543.00 (+389.19%) Homeowner's exemption$82,584 (+847.72%)$124,318 (+1,326.65%) Land $52,965 Building $71,353
2023$111.00 (+5.71%)$8,714 (+7%) Land $8,714$8,714 (+7%) Land $8,714
2022$105.00$8,144 Land $8,144$8,144 Land $8,144

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1998–2009)
Claims Outside the SFHA6 of 6
Most Recent ClaimMar 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds
Claims by Event
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Mar 2009 · 2 claims
  • Hurricane Georges, Sep 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAUREL HILL
serves 1,802 people · EPA ID FL1460416
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Fidium Fiber
DSL
10 / 1

May also be available: T-Mobile.

Nearby Properties on 3rd St

Nearby Streets

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