3954 Spring Pointe Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 3954 Spring Pointe Dr, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,318 sqft · built 2020
Lot Size	0.696 acres (30,334 sqft)
Owner	Individual Name on File
Tax Bill	$4,065 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-07-2-03-28-0-00015-00`

Property Details

APN / Parcel Number

Primary APN	`2-07-2-03-28-0-00015-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,318 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	30,334 sqft (0.696 acres)

Location & Zoning

Street Address	3954 SPRING POINTE DR
City	OLIVE BRANCH
State	MS
Zip	38654-2530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BELLE POINTE SEC E LOT 15
Legal Range	07
Legal Township	02
Legal Section	03
Legal Subdivision	BELLE POINTE SEC E
Legal Lot Number	15
Jurisdiction	DESOTO MS
Township / Civil Division	2
Census Block Group	2
Census Block	2000
Census Tract	70631

Owner

Source: DeSoto County records · APN 2-07-2-03-28-0-00015-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3954 SPRING POINTE DR, OLIVE BRANCH, MS 38654-2530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 14, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage COGENT BANK
Jul 14, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage WOLFE FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 14, 2020
Deed Sale	Jul 14, 2020
Prior Sale	Jul 14, 2020
Deed Document Number	0000925457
Deed Book / Page	925 / 457
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3954 SPRING POINTE DR, OLIVE BRANCH, MS 38654-2530
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3954 SPRING POINTE DR, OLIVE BRANCH, MS 38654-2530

Mortgage

Document Number	0005346/95
Date	Sep 16, 2021
Book Page	5346/95

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 14, 2020
Property Address	3954 SPRING POINTE DR, OLIVE BRANCH, MS 38654-2530
Document Number	000925/453
Book / Page	925 / 453
Map Reference	MB 127 PG 32
Instrument Date	Jul 14, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5740 GETWELL RD # RD8B, 5740, SOUTHAVEN, MS 38672-6346

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3940 SPRING POINTE DR, OLIVE BRANCH, MS 38654-2530

Mortgage

Document Number	0004990647
Date	Jul 14, 2020
Instrument	4990/647

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 14, 2020
Property Address	3954 SPRING POINTE DR, OLIVE BRANCH, MS 38654-2530
Document Number	000925/457
Book / Page	925 / 457
Map Reference	MB 127 PG 32
Instrument Date	Jun 30, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3954 SPRING POINTE DR, 3954, OLIVE BRANCH, MS 38654-2530

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5740 GETWELL RD BLDG 8B, 8B, SOUTHAVEN, MS 38672-7361

Mortgage

Document Number	0004990678
Date	Jul 14, 2020
Instrument	4990/678

Lender

Name	WOLFE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,065.00 (+16.71%)	$37,699 (+36%) Land $5,000 Building $32,699	$376,993 (+36%) Land $50,000 Building $326,993
2023	$3,483.00	$27,720	$277,202 Land $50,000 Building $227,202

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 62% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Electric Cooperative Fiber	1,000 / 1,000

May also be available: Brightspeed.

Based on FCC filings for 50 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring Pointe Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures