3928 Spring Pointe Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 3928 Spring Pointe Dr, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,064 sqft · built 2020
Lot Size	0.693 acres (30,173 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,103 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-07-2-03-28-0-00017-00`

Property Details

APN / Parcel Number

Primary APN	`2-07-2-03-28-0-00017-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,064 sqft Adjusted Area
1st Floor Area	1,844 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Material	Shingle
Lot Area	30,173 sqft (0.693 acres)

Location & Zoning

Street Address	3928 SPRING POINTE DR
City	OLIVE BRANCH
State	MS
Zip	38654-2530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BELLE POINTE SEC E LOT 17
Legal Range	007
Legal Township	02S
Legal Section	03
Legal Subdivision	BELLE POINTE SEC E
Legal Lot Number	17
Jurisdiction	DESOTO MS
Township / Civil Division	2
Census Block Group	2
Census Block	2000
Census Tract	70631

Owner

Source: DeSoto County records · APN 2-07-2-03-28-0-00017-00

Assessment roll updated December 15, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3928 SPRING POINTE DR, OLIVE BRANCH, MS 38654-2530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 31, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANKPLUS
Aug 04, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage EAGLE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 23, 2022
Deed Sale	Feb 23, 2022
Prior Sale	Feb 23, 2022
Deed Book / Page	988 / 570
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3928 SPRING POINTE DR, OLIVE BRANCH, MS 38654-2530
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3928 SPRING POINTE DR, OLIVE BRANCH, MS 38654-2530

Mortgage

Document Number	0005567/95
Date	Jul 13, 2022
Book Page	5567/95

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3928 SPRING POINTE DR, OLIVE BRANCH, MS 38654-2530
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004862/775
Date	Dec 31, 2019
Book Page	4862/775

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 30, 2020

Interest

Rate Type	Adjustable Rate

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 04, 2020
Property Address	3928 SPRING POINTE DR, OLIVE BRANCH, MS 38654-2530
Document Number	000927/612
Book / Page	927 / 612
Map Reference	MB 127 PG 32
Instrument Date	Jul 30, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5740 GETWELL RDSB, 5740, SOUTHAVEN, MS 38672

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3928 SPRING POINTE DR, OLIVE BRANCH, MS 38654-2530

Mortgage

Document Number	0000500852
Date	Aug 04, 2020
Instrument	5008/52

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,103.00 (+14.96%)	$35,439 (+35.5%) Land $5,000 Building $30,439	$354,385 (+35.5%) Land $50,000 Building $304,385
2023	$3,569.00	$26,155	$261,548 Land $50,000 Building $211,548

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 43% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Electric Cooperative Fiber	1,000 / 1,000

May also be available: AT&T, Brightspeed, Verizon.

Based on FCC filings for 226 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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