3954 E Lake Todd Dr, Hernando, FL 34442 Property Records

Citrus County property record for 3954 E Lake Todd Dr, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1999
Square Footage	1,949 sqft Living Area
Lot Size	10,875 sqft (0.249 acres)
Occupancy	Owner Occupied
Last Sale	$220,000 (2020)
Tax Bill	$2,513.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`19E-18S-14-0140-000N0-014.0`
Alternative APNs	`1418S19E0140000N00140` `2746556`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,949 sqft Living Area
1st Floor	1,949 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1999
Architectural Style	Split Level Style
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Footing Foundation
Roof Construction	Hip Roof Construction
Roof Material	Fiberglass Roof
Lot Area	10,875 sqft (0.249 acres)
Depth X Width	100 ft x 77 ft Depth x Width
Parking Spaces	5 Parking Spaces
Garage Area	440 sqft Garage
Pool Area	288 sqft Pool
Porch	Open Porch
Porch Area	222 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	2746556
Old Parcel Number	1418S19E0140000N00140
Street Address	3954 E LAKE TODD DR
City	HERNANDO
State	FL
Zip	34442-5554
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ARBOR LAKES UNIT 1 PB 15 PG 75 LOT 14 BLK N
Legal Range	19E
Legal Township	18S
Legal Section	13
Legal Subdivision	ARBOR LAKES - UNIT 1
Legal Block	N
Legal Lot Number	14
Legal Unit	1
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1031
Census Tract	450105

Owner

Source: Citrus County records · APN 19E-18S-14-0140-000N0-014.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3954 E LAKE TODD DR, HERNANDO, FL 34442-5554
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 10, 2020 · Amount on Record
Deed Sale	Nov 10, 2020 · Amount on Record
Prior Sale	Apr 20, 2004 · Amount on Record
Deed Doc Number	0031072445
Deed Book / Page	3107 / 2445
Record Refreshed	Jun 08, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Nov 10, 2020
Property Address	3954 E LAKE TODD DR, HERNANDO, FL 34442-5554
Document Number	0031072445
Book / Page	003107 / 002445
Instrument Date	Nov 10, 2020
Instrument	61557
Transaction Type	Transfer
Record Updated	Dec 01, 2020
Title Company	AMERICAN TITLE SVCS/CITRUS CNTY INC, AMERICAN TITLE SVCS/CITRUS CNT

Transaction

Amount	Amount Recorded
Tax	$1,540.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	3954 E LAKE TODD DR HERNANDO FL 344425554, HERNANDO, FL 34442-5554

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,513.00 (+5.1%) Homeowner's exemption Additional exemption filed	$229,222 (-6.35%) Land $15,080 Building $214,142	$229,222 (-6.35%) Land $15,080 Building $214,142
2024	$2,391.00 (+2.62%) Homeowner's exemption Additional exemption filed	$244,770 (-0.38%) Land $15,080 Building $229,690	$244,770 (-0.38%) Land $15,080 Building $229,690
2023	$2,330.00 (+6.93%) Homeowner's exemption Additional exemption filed	$245,698 (+12.77%) Land $15,080 Building $230,618	$245,698 (+12.77%) Land $15,080 Building $230,618
2022	$2,179.00 Homeowner's exemption Additional exemption filed	$217,866 Land $15,080 Building $202,786	$217,866 Land $15,080 Building $202,786

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 24% of Florida
Wildfire Likelihood	About 1 in 926 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.