3947 E Lake Todd Dr, Hernando, FL 34442 Property Records

Citrus County property record for 3947 E Lake Todd Dr, Hernando, FL 34442 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2001
Square Footage	1,474 sqft Living Area
Lot Size	6,835 sqft (0.157 acres)
Occupancy	Owner Occupied
Last Sale	$24,500 (1995)
Tax Bill	$953.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`19E-18S-14-0140-000M0-0090`
Alternative APNs	`1418S19E0140000M00090` `2720344`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,474 sqft Living Area
Gross Area	2,168 sqft Gross Area
1st Floor	1,474 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Exterior Material	Combination Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Fiberglass Roof
Lot Area	6,835 sqft (0.157 acres)
Depth X Width	95 ft x 72 ft Depth x Width
Parking Spaces	5 Parking Spaces
Garage Type	Attached Garage
Garage Area	595 sqft Garage
Porch	Finished/Screened Porch
Porch Area	197 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	2720344
Street Address	3947 E LAKE TODD DR
City	HERNANDO
State	FL
Zip	34442-5555
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ARBOR LAKES UNIT 1 PB 15 PG 75 LOT 9 BLK M
Legal Range	19E
Legal Township	18S
Legal Section	13
Legal Subdivision	ARBOR LAKES - UNIT 1
Legal Block	M
Legal Lot Number	9
Legal Unit	1
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1023
Census Tract	450105

Owner

Source: Citrus County records · APN 19E-18S-14-0140-000M0-0090

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3947 E LAKE TODD DR, HERNANDO, FL 34442-5555
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 01, 1995 · Amount on Record
Deed Sale	Sep 01, 1995 · Amount on Record
Deed Book / Page	1097 / 1355
Last Transfer Date	Jun 25, 2020
Transfer Doc	0030701636
Record Refreshed	Jun 08, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Jun 26, 2020
Property Address	3947 E LAKE TODD DR, HERNANDO, FL 34442-5555
Document Number	0030701636
Book / Page	003070 / 001636
Instrument Date	Jun 25, 2020
Instrument	32934
Transaction Type	Transfer
Record Updated	Aug 04, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3947 E LAKE TODD DR HERNANDO FL 344425555, HERNANDO, FL 34442-5555

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,036.00 (+8.71%) Homeowner's exemption Widower's exemption	$103,291 (-47.57%)	$190,971 (-3.06%) Land $10,350 Building $180,621
2024	$953.00 (+3.7%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$196,991 (-1.92%) Land $9,640 Building $187,351	$196,991 (-1.92%) Land $9,640 Building $187,351
2023	$919.00 (-0.22%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$200,848 (+13.67%) Land $9,640 Building $191,208	$200,848 (+13.67%) Land $9,640 Building $191,208
2022	$921.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$176,701 Land $9,640 Building $167,061	$176,701 Land $9,640 Building $167,061

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 24% of Florida
Wildfire Likelihood	About 1 in 926 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.