3953 Harvard Dr, Willoughby, OH 44094 Property Records

Lake County property record for 3953 Harvard Dr, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,400 sqft · built 1999
Lot Size0.176 acres (7,697 sqft)
Owner2 Individual Names on Record
Last Sale$22,000 (May 1998)
Tax Bill$5,749 (2023)
Deeds & MortgagesFeb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN27-B-033-D-00-016-0

Property Details

APN / Parcel Number

Primary APN27-B-033-D-00-016-0
Alternative APN
  • 84

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,400 sqft Living Area
1st Floor Area700 sqft

Exterior

Year BuiltBuilt 1999
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area7,697 sqft (0.176 acres)
Lot Dimensions95 ft deep x 81 ft wide
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account Number84
Street Address3953 HARVARD DR
CityWILLOUGHBY
StateOH
Zip44094-6331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal DescriptionLOT 9 CARD TRACT
Legal SubdivisionTHE HARVARD LAND COMPANY SUBDIVISION
Legal Lot Number31
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group1
Census Block1023
Census Tract201500

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3953 HARVARD DR, WILLOUGHBY, OH 44094-6331
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 1998 · Amount on Record
Deed SaleMay 15, 1998 · Amount on Record
Deed Document Number1710
Prior Transfer DateJul 24, 1997
Prior Transfer Doc970025709
Record UpdatedJun 7, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address3953 HARVARD DR, WILLOUGHBY, OH 44094-6331
Document Number0000005593
Instrument DateFeb 24, 2017
Transaction TypeMortgage
Record UpdatedAug 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3953 HARVARD DR WILLOUGHBY OH 440946331, WILLOUGHBY, OH 44094-6331

Mortgage

Document Number0000005593
DateMar 3, 2017
Instrument5593
Lender
NameCITIBANK
TypeFederal Savings Bank
AddressO FALLON, MO 63368-2240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 2, 2032

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,749.00 (+97.29%) Homeowner's exemption$60,720 (+28.51%) Land $12,170 Building $48,550
2022$2,914.00 Homeowner's exemption$47,250 Land $10,870 Building $36,380
2021$173,500 Land $34,780 Building $138,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims15 (1989–2014)
Most Recent ClaimJan 2014 · river or lake flooding
Claims by Event
  • Severe Storms, Straight Line Winds, And Flooding, Jul 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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