3910 Harvard Dr, Willoughby, OH 44094 Property Records

Lake County property record for 3910 Harvard Dr, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 960 sqft · built 1958
Lot Size	0.192 acres (8,398 sqft)
Owner	2 Individual Names on File
Last Sale	$105,900 (Jul 1999)
Tax Bill	$3,794 (2023)
Deeds & Mortgages	May 2020 Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-B-033-D-00-052-0`

Property Details

APN / Parcel Number

Primary APN	`27-B-033-D-00-052-0`
Alternative APN	`47`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Game Room	Game Room
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,398 sqft (0.192 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	47
Street Address	3910 HARVARD DR
City	WILLOUGHBY
State	OH
Zip	44094-6332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 9 CARD TRACT
Legal Subdivision	THE HARVARD LAND COMPANY SUBDIVISION
Legal Lot Number	78
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1024
Census Tract	201500

Owner

Source: Lake County assessment roll, as of August 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3910 HARVARD DR, WILLOUGHBY, OH 44094-6332
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Nov 28, 2017	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Jun 1, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 23, 1999 · Amount on Record
Deed Sale	Jul 23, 1999 · Amount on Record
Prior Sale	Nov 8, 2013
Deed Document Number	0000035985
Deed Book / Page	27
Last Transfer Date	Nov 28, 2017
Transfer Doc	0000032268
Record Updated	Jun 7, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	3910 HARVARD DR, WILLOUGHBY, OH 44094-6332
Document Number	0000011689
Instrument Date	May 2, 2020
Transaction Type	Mortgage
Record Updated	May 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3910 HARVARD DR WILLOUGHBY OH 440946332, WILLOUGHBY, OH 44094-6332

Mortgage

Document Number	0000011689
Date	May 8, 2020
Instrument	11689

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE OH
Recording Date	Nov 28, 2017
Property Address	3910 HARVARD DR, WILLOUGHBY, OH 44094-6332
Document Number	0000032268
Instrument Date	Nov 10, 2017
Instrument	32268
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12575 HOVEY DR CHESTERLAND OH 440262621, CHESTERLAND, OH 44026-2621

Mortgage

Document Number	32269
Date	Nov 28, 2017
Instrument	32269

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2047

June 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LAKE OH
Recording Date	Jun 1, 2017
Property Address	3910 HARVARD DR, WILLOUGHBY, OH 44094-6332
Document Number	0000014213
Instrument Date	Apr 25, 2017
Instrument	14213
Transaction Type	Transfer
Record Updated	Jun 6, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12575 HOVEY DR CHESTERLAND OH 440262621, CHESTERLAND, OH 44026-2621

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,794.00 (+53.11%) Homeowner's exemption	$40,080 (-) Land $13,720 Building $26,360
2022	$2,478.00 Homeowner's exemption	$40,080 Land $13,720 Building $26,360
2021			$114,490 Land $39,190 Building $75,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	15 (1989–2014)
Most Recent Claim	Jan 2014 · river or lake flooding
Claims by Event	Severe Storms, Straight Line Winds, And Flooding, Jul 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

3910 Harvard Dr, Willoughby, OH 44094 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2017: Affidavit of Death, Transfer

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Harvard Dr

Nearby Streets

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