Duval County property record for 3953 Arbor Bluff Ln E, Jacksonville, FL 32225
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,768 sqft · built 1988 |
| Lot Size | 0.155 acres (6,746 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $449,000 (Aug 2026) |
| Tax Bill | $5,864 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage May 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 160280-2072 |
| Primary APN | 160280-2072 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,768 sqft Living Area |
| Gross Area | 2,329 sqft |
| 1st Floor Area | 1,768 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,746 sqft (0.155 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 99 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3953 ARBOR BLUFF LN E |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32225-1654 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 40-89 33-1S-28E VALLEY VIEW UNIT 1 LOT 12 BLK 3 |
| Legal Range | 28E |
| Legal Township | 01S |
| Legal Section | 33 |
| Legal Subdivision | VALLEY VIEW UNIT 01 |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Legal Unit | 1 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 14333 |
3953 Arbor Bluff Ln E is owned and occupied by two individuals who bought it in August 2026.
Source: Duval County records, as of September 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3953 ARBOR BLUFF LN E, JACKSONVILLE, FL 32225-1654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2026 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| May 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage KIAVI FUNDING INC |
| May 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage KIAVI FUNDING INC |
| Nov 18, 2025 | Warranty Deed, Transfer LANDMARK TITLE, LANDMARK TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2026 · Amount on File |
| Deed Sale | Aug 13, 2026 · Amount on File |
| Prior Sale | May 27, 2026 · Amount on File |
| Deed Document Number | 2026188565 |
| Deed Book / Page | 22016 / 376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Aug 13, 2026 |
| Property Address | 3953 ARBOR BLUFF LN E, JACKSONVILLE, FL 32225-1654 |
| Document Number | 0000188565 |
| Book / Page | 22016 / 376 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 2026188565 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | ALL FLORIDA TITLE SERVICES INC, ALL FLORIDA TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $317,443.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3953 ARBOR BLUFF LN E, JACKSONVILLE, FL 32225-1654 |
| Document Number | 0000188566, |
|---|---|
| Date | Aug 13, 2026 |
| Instrument | 2026188566 |
| Name | EVERETT FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | May 27, 2026 |
| Property Address | 3953 ARBOR BLUFF LN E, JACKSONVILLE, FL 32225-1654 |
| Document Number | 0000123006 |
| Book / Page | 21920 / 2167 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026123006 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2026 |
| Title Company | LANDMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $187,355.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 330 20TH ST, ATLANTIC BEACH, FL 32233-4504 |
| Investor | Possibly a Property Investor |
| Document Number | 0000123007, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 2026123007 |
| Name | KIAVI FUNDING INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | May 27, 2026 |
| Property Address | 3953 ARBOR BLUFF LN E, JACKSONVILLE, FL 32225-1654 |
| Document Number | 0219202167 |
| Book / Page | 21920 / 2167 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026123006 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | LANDMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $187,355.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 330 20TH ST, ATLANTIC BEACH, FL 32233-4504 |
| Investor | Possibly a Property Investor |
| Document Number | 0000123007, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 2026123007 |
| Name | KIAVI FUNDING INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Nov 18, 2025 |
| Property Address | 3953 ARBOR BLUFF LN E, JACKSONVILLE, FL 32225-1654 |
| Document Number | 0216912201 |
| Book / Page | 21691 / 2201 |
| Map Reference | MB 40 PG 89&89A |
| Instrument Date | Nov 10, 2025 |
| Instrument | 2025264470 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9745 TOUCHTON RD UNIT 1902, 1902, JACKSONVILLE, FL 32246-9206 |
| Name | Verified Name |
|---|---|
| Address | 726 11TH AVE S, JACKSONVILLE, FL 32250-5162 |
The 2025 property tax bill for 3953 Arbor Bluff Ln E was $5,864, up 183% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $234,181 (-24.43%) Land $110,663 Building $123,518 | $234,181 (-24.43%) Land $110,663 Building $123,518 | |
| 2025 | $5,864.00 (+183.01%) | $309,906 Land $110,000 Building $199,906 | $309,906 Land $110,000 Building $199,906 |
| 2024 | $2,072.00 (+3.29%) | ||
| 2023 | $2,006.00 (+9.8%) Homeowner's exemption | $142,006 (+3%) | $279,349 (+16.42%) Land $85,000 Building $194,349 |
| 2022 | $1,827.00 Homeowner's exemption | $137,870 | $239,952 Land $55,000 Building $184,952 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3953 Arbor Bluff Ln E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3953 Arbor Bluff Ln E is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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