1. Home
  2. Florida
  3. Duval County
  4. Jacksonville
  5. Arbor Bluff Ln E

3939 Arbor Bluff Ln E, Jacksonville, FL 32225 Property Records

Duval County property record for 3939 Arbor Bluff Ln E, Jacksonville, FL 32225

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,333 sqft · built 1986
Lot Size0.289 acres (12,580 sqft)
Owner2 Individual Names on File
Last Sale$320,000 (Aug 2026)
Tax Bill$1,893 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Jul 2022 Transfer
Flood ZoneZone X (minimal risk)
APN160280-2076

Property Details

APN / Parcel Number

Primary APN160280-2076

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,333 sqft Living Area
Gross Area1,973 sqft
1st Floor Area1,333 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,580 sqft (0.289 acres)
Lot Dimensions142 ft deep x 75 ft wide
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed/Finished Porch
Porch Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3939 ARBOR BLUFF LN E
CityJACKSONVILLE
StateFL
Zip32225-1654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description40-89 33-1S-28E VALLEY VIEW UNIT 1 LOT 14 BLK 3
Legal Range28E
Legal Township01S
Legal Section33
Legal SubdivisionVALLEY VIEW UNIT 01
Legal Block3
Legal Lot Number14
Legal Unit1
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group1
Census Block1000
Census Tract14333

Owner

3939 Arbor Bluff Ln E is owned and occupied by two individuals who bought it in August 2026.

Source: Duval County records, as of September 25, 2026

Owner of Record2 Individual Names on File
Mailing Address3939 ARBOR BLUFF LN E, JACKSONVILLE, FL 32225-1654
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2026Warranty Deed, Transfer · Conventional Mortgage
AMERICAN MORTGAGE ACCEPTANCE
Jul 21, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2026 · Amount on File
Deed SaleAug 7, 2026 · Amount on File
Prior SaleJan 25, 2012 · Amount on File
Deed Document Number2026184189
Deed Book / Page22009 / 1862
Prior Transfer DateJul 12, 2022
Prior Transfer Doc0203682473
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateAug 7, 2026
Property Address3939 ARBOR BLUFF LN E, JACKSONVILLE, FL 32225-1654
Document Number0000184189
Book / Page22009 / 1862
Instrument DateAug 3, 2026
Instrument2026184189
Transaction TypeTransfer
Record UpdatedAug 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$226,240.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3939 ARBOR BLUFF LN E, JACKSONVILLE, FL 32225-1654

Mortgage

Document Number0000184190,
DateAug 7, 2026
Instrument2026184190
Lender
NameAMERICAN MORTGAGE ACCEPTANCE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDUVAL FL
Recording DateJul 21, 2022
Property Address3939 ARBOR BLUFF LN E, JACKSONVILLE, FL 32225-1654
Document Number0203682473
Book / Page20368 / 2473
Map ReferenceMB 40 PG 89
Instrument DateJul 12, 2022
Instrument2022191396
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3939 ARBOR BLUFF LN E, 3939, JACKSONVILLE, FL 32225-1654

Transferred To (Grantee/Buyer)

NameVerified Name
Address3939 ARBOR BLUFF LN E, JACKSONVILLE, FL 32225-1654

Tax Assessment & Valuation

The 2025 property tax bill for 3939 Arbor Bluff Ln E was $1,893, up 13.2% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$136,218 (+2.7%)$271,921 (-2.61%) Land $110,663 Building $161,258
2025$1,893.00 (+13.22%) Homeowner's exemption Widower's exemption$132,637$279,206 Land $110,000 Building $169,206
2024$1,672.00 (+3.59%)
2023$1,614.00 (+4.81%) Homeowner's exemption Widower's exemption$125,145 (+3%)$249,499 (+17.95%) Land $85,000 Building $164,499
2022$1,540.00 Homeowner's exemption Widower's exemption$121,500$211,532 Land $55,000 Building $156,532

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3939 Arbor Bluff Ln E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3939 Arbor Bluff Ln E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
IQ Fiber
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Arbor Bluff Ln E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures