3953 Acapulco Dr, Campbell, CA 95008 Property Records

Santa Clara County property record for 3953 Acapulco Dr, Campbell, CA 95008

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,910 sqft · built 1974
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$2,338,000 (May 2024)
Tax Bill	$31,378 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Dec 2021 Mortgage + 5 more
Flood Zone	Zone D (undetermined)
APN	`404-11-060`

Property Details

APN / Parcel Number

Primary APN	`404-11-060`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,910 sqft Living Area
1st Floor Area	926 sqft
2nd Floor Area	984 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1975
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	4,637 sqft
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3953 ACAPULCO DR
City	SAN JOSE
State	CA
Zip	95130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 5478 BOOK 337 PAGE 2 PAGE 3 LOT 4
Legal Subdivision	TRACT NO 5478
Legal Tract	5478
Legal Lot Number	4
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2004
Census Tract	506603

Owner

3953 Acapulco Dr is owned by an individual who bought it in May 2024.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	12101 DAWN LN, LOS ALTOS HILLS, CA 94022-3309
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Grant Deed, Transfer · Conventional Mortgage BMO BANK NA
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CAPITAL BANK NA
Jun 7, 2019	Deed of Trust, Mortgage · ARM PNC BANK NA
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Aug 22, 2018	Grant Deed, Transfer · ARM WELLS FARGO BANK NA
Aug 22, 2018	Affidavit of Death, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2024 · Amount on File
Deed Sale	May 2, 2024 · Amount on File
Prior Sale	Aug 22, 2018 · Amount on File
Deed Document Number	202425631210
Prior Transfer Date	Aug 2, 2018
Prior Transfer Doc	0024008612
Record Updated	Oct 29, 2026

May 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 2, 2024
Property Address	3953 ACAPULCO DR, CAMPBELL, CA 95008-3821
Document Number	0025631210
Map Reference	MB 337 PGS 2 AND 3
Instrument Date	Apr 29, 2024
Instrument	25631210
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	WFC NATIONAL TITLE INSURANCE COMPANY, WFC NATIONAL TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12101 DAWN LN, LOS ALTOS HILLS, CA 94022-3309

Mortgage

Document Number	0025631211
Date	May 2, 2024
Instrument	25631211

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.6%
Index	Other
Max Rate	11.6%

Mortgage

Document Number	0025631211
Date	May 2, 2024
Instrument	25631211

Lender

Name	BMO BANK NA
Type	Bank
Address	320 S CANAL ST, CHICAGO, IL 60606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.6%
Index	Other
Max Rate	11.6%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3953 ACAPULCO DR, CAMPBELL, CA 95008-3821
Transaction Type	Mortgage
Record Updated	Jan 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3953 ACAPULCO DR, CAMPBELL, CA 95008-3821

Mortgage

Document Number	0025205817
Date	Dec 28, 2021
Instrument	25205817

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3953 ACAPULCO DR, CAMPBELL, CA 95008-3821
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3953 ACAPULCO DR, SAN JOSE, CA 95130

Mortgage

Document Number	0024875175
Date	Mar 15, 2021
Instrument	24875175

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	4.5%
Index	1-Year CMT
Max Rate	7.5%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3953 ACAPULCO DR, CAMPBELL, CA 95008-3821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024198526
Date	Jun 7, 2019
Instrument	24198526

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3953 ACAPULCO DR, CAMPBELL, CA 95008-3821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024458200
Date	Apr 17, 2020
Instrument	24458200

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 22, 2018
Property Address	3953 ACAPULCO DR, CAMPBELL, CA 95008-3821
Document Number	0024008613
Map Reference	MB337 PG2&3
Instrument Date	Aug 16, 2018
Instrument	24008613
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3953 ACAPULCO DR, CAMPBELL, CA 95008-3821

Mortgage

Document Number	0024008614
Date	Aug 22, 2018
Instrument	24008614

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	9%

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 22, 2018
Property Address	3953 ACAPULCO DR, CAMPBELL, CA 95008-3821
Document Number	0024008612
Instrument Date	Aug 2, 2018
Instrument	24008612
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5008 COLLEGE VIEW AVE LOS ANGELES CA 900411846, LOS ANGELES, CA 90041-1846

Tax Assessment & Valuation

The 2025 property tax bill for 3953 Acapulco Dr was $31,378.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	Campbell Union High School District (09 - 12)
Elementary School District	Moreland School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,432,454 (+2%) Land $2,189,209 Building $243,245
2025	$31,378.00	$2,384,760 Land $2,146,284 Building $238,476
2023	$21,620.00 (+1.52%) Homeowner's exemption	$1,607,014 Land $1,285,354 Building $321,660
2022	$21,297.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3953 Acapulco Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3953 Acapulco Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 851 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: Sail Internet, T-Mobile, Verizon.

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