3909 Acapulco Dr, Campbell, CA 95008 Property Records

Santa Clara County property record for 3909 Acapulco Dr, Campbell, CA 95008

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,659 sqft · built 1962
Lot Size	0.154 acres (6,700 sqft)
Owner	2 Trust Names on File
Last Sale	$1,600,000 (Jul 2022)
Tax Bill	$34,993 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jul 2022 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`404-11-057`

Property Details

APN / Parcel Number

Primary APN	`404-11-057`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,659 sqft Living Area
1st Floor Area	2,659 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2024
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	6,700 sqft (0.154 acres)
Lot Dimensions	100 ft deep x 67 ft wide
Garage Area	404 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3909 ACAPULCO DR
City	SAN JOSE
State	CA
Zip	95130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 3006 BOOK 145 PAGE 51 LOT 10
Legal Tract	3006
Legal Lot Number	10
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2003
Census Tract	506603

Owner

3909 Acapulco Dr is owner-occupied and held in a trust since July 2022.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3909 ACAPULCO DR, CAMPBELL, CA 95008-3821
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 22, 2022	Grant Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2022 · Amount on File
Deed Sale	Jul 22, 2022 · Amount on File
Prior Sale	Jun 27, 1997 · Amount on File
Deed Document Number	202225339697
Prior Transfer Date	Jun 11, 1998
Prior Transfer Doc	0014245958
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3909 ACAPULCO DR, CAMPBELL, CA 95008-3821
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 ACAPULCO DR, CAMPBELL, CA 95008-3821

Mortgage

Document Number	0025399393
Date	Nov 14, 2022
Instrument	25399393

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Nov 5, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 22, 2022
Property Address	3909 ACAPULCO DR, CAMPBELL, CA 95008-3821
Document Number	0025339697
Map Reference	MB 145 PG 51
Instrument Date	Jun 23, 2022
Instrument	25339697
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3909 ACAPULCO DR, CAMPBELL, CA 95008-3821

Mortgage

Document Number	0025339698
Date	Jul 22, 2022
Instrument	25339698

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Aug 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9%
Index	Other
Margin	3
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 3909 Acapulco Dr was $34,993 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Campbell Union Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,796,035 (+2%) Land $1,538,751 Building $1,257,284
2025	$34,993.00	$2,741,212 Land $1,508,580 Building $1,232,632
2023	$22,056.00 (+714.48%)	$1,705,000 Land $1,450,000 Building $255,000
2022	$2,708.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3909 Acapulco Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3909 Acapulco Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 851 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: Sail Internet, T-Mobile, Verizon.

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