Waukesha County property record for 39523 Cedar Ln, Summit, WI 53066
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.85 acres (124,146 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,941 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SUMT-0695-999-001 |
| Primary APN | SUMT-0695-999-001 |
|---|
| Lot Area | 124,146 sqft |
|---|
| Street Address | 39523 CEDAR LN |
|---|---|
| City | OCONOMOWOC |
| State | WI |
| Zip | 53066-9413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 CSM #12190 VOL 125/8 REC AS DOC #4592684 PT NE1/4 & SE1/4 OF SW1/4 SEC 30 T7N R17E |
| Legal Range | 17E |
| Legal Township | 7N |
| Legal Section | 30 |
| Legal Subdivision | CERTIFIED |
| Legal Lot Number | 1 |
| Jurisdiction | WAUKESHA WI |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 204100 |
Source: Waukesha County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 39523 CEDAR LN, OCONOMOWOC, WI 53066-9413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF DEERFIELD |
| Mar 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK |
| Aug 25, 2023 | Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAUKESHA WI |
| Property Address | 39523 CEDAR LN, SUMMIT, WI 53066-9413 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0004619491 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 4619491 |
| Name | BANK OF DEERFIELD |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAUKESHA WI |
| Property Address | 39523 CEDAR LN, SUMMIT, WI 53066-9413 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0004658835 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 4658835 |
| Name | ASSOCIATED BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.13% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAUKESHA WI |
| Property Address | 39523 CEDAR LN, SUMMIT, WI 53066-9413 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0004734665 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 4734665 |
| Name | ASSOCIATED BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 28, 2053 |
Source: Waukesha County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Waukesha County |
| Municipality | Summit Village |
| Unified School District | Oconomowoc Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,941.00 (+7.2%) | $580,300 (-0.85%) Land $49,800 Building $530,500 | $822,200 (+14.04%) |
| 2023 | $6,475.00 | $585,300 Land $54,800 Building $530,500 | $721,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 13 (1986–2008) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Bertram Communications Fixed Wireless | 100 / 20 |
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