39435 Cedar Ln, Summit (Oconomowoc), WI 53066 Property Records

Waukesha County property record for 39435 Cedar Ln, Summit, WI 53066

Property Summary

Property Type	Single Family Home
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Oct 2023)
Tax Bill	$5,610 (2025)
Deeds & Mortgages	Feb 2024 Construction Loan Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SUMT-0696-003`

Property Details

APN / Parcel Number

Primary APN	`SUMT-0696-003`

Exterior

Lot Area	69,696 sqft

Location & Zoning

Street Address	39435 CEDAR LN
City	OCONOMOWOC
State	WI
Zip	53066-9413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 LAKE VIEW FARMS EAST REDIV LOT 2 CSM #12025 BEING PT NW1/4 OF SE1/4 SEC 30 T7N R17E
Legal Range	17E
Legal Township	7N
Legal Section	30
Legal Subdivision	LAKE VIEW FARMS EAST
Legal Lot Number	3
Jurisdiction	WAUKESHA WI
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1044
Census Tract	204100

Owner

Source: Waukesha County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	W7201 W CLYMET RD, WATERTOWN, WI 53098-3803
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · Construction Mortgage SUMMIT CU
Oct 2, 2023	Warranty Deed, Transfer · Conventional Mortgage SUMMIT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2023 · Amount on Record
Deed Sale	Oct 2, 2023 · Amount on Record
Deed Document Number	20234739540
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUKESHA WI
Property Address	39435 CEDAR LN, SUMMIT, WI 53066-9413
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004755305
Date	Feb 15, 2024
Instrument	4755305

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2020
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	12.2%
Index	10-Year TN
Max Rate	12.2%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUKESHA WI
Recording Date	Oct 2, 2023
Property Address	39435 CEDAR LN, SUMMIT, WI 53066-9413
Document Number	0004739540
Map Reference	MAP 12025
Instrument Date	Sep 25, 2023
Instrument	4739540
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W7201 W CLYMET RD, WATERTOWN, WI 53098-3803

Mortgage

Document Number	0004739541
Date	Oct 2, 2023
Instrument	4739541

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	9.5%
Index	1-Year CMT
Max Rate	13.5%

Tax Assessment & Valuation

Source: Waukesha County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waukesha County
Municipality	Summit Village
Unified School District	Oconomowoc Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,610.00 (+10,1%)	$455,800 (+75,866.67%) Land $82,100 Building $373,700	$645,800 (+92,157.14%)
2023	$55.00 (+816.67%)	$600 (+2%) Land $600	$700 (+4%)
2022	$6.00	$500 Land $500	$500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	13 (1986–2008)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Bertram Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures