3952 Vine St, Cincinnati, OH 45217 Property Records

Hamilton County property record for 3952 Vine St, Cincinnati, OH 45217

Property Summary

Property Type	Apartments (5+ Units)
Details	4,070 sqft · built 1937
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Dec 2022)
Tax Bill	$9,366 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`115-0001-0221-00`

Property Details

APN / Parcel Number

Primary APN	`115-0001-0221-00`

Interior

Total Rooms	8 Rooms
Units	8 Units
Stories	2 Stories
Building Area	4,070 sqft
Basement Area	2,035 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	131 ft deep x 46 ft wide
Garage Type	Detached
Garage Area	918 sqft

Location & Zoning

Street Address	3952 VINE ST
City	CINCINNATI
State	OH
Zip	45217-1964
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RMX
Legal Description	VINE ST 46.47 X 131.18 IRR PT LOT 2 SAM R WEST EST
Legal Subdivision	WEST EST
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1000
Census Tract	6800

Owner

Source: Hamilton County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3952 VINE ST, CINCINNATI, OH 45217-1964
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · VA Mortgage NONE LISTED ON DOCUMENT
Feb 2, 2024	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 21, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 26, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Dec 2, 2019	Warranty Deed, Transfer · Line of Credit GUARANTEED RATE
Jul 18, 2017	Warranty Deed, Transfer ATTORNEY ONLY
May 9, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2022 · Amount on Record
Deed Sale	Dec 21, 2022 · Amount on Record
Prior Sale	May 9, 2017 · Amount on Record
Deed Document Number	2022115042
Deed Book / Page	14818 / 991
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	May 21, 2026
Property Address	3952 VINE ST, CINCINNATI, OH 45217-1964
Document Number	0000040086
Book / Page	15671 / 1191
Instrument Date	May 16, 2026
Instrument	202640086
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3952 VINE ST, CINCINNATI, OH 45217-1964

Mortgage

Document Number	0000040086,
Date	May 21, 2026
Book Page	15671/1191
Instrument	202640086

Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3952 VINE ST, CINCINNATI, OH 45217-1964
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF OREGAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007436
Date	Feb 2, 2024
Book Page	15095/896
Instrument	2024-0007436

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	1400 FORUM BLVD STE 18, COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 21, 2022
Property Address	3952 VINE ST, CINCINNATI, OH 45217-1964
Document Number	0000115042
Book / Page	14818 / 991
Map Reference	MB 6 PG 62
Instrument Date	Dec 14, 2022
Instrument	2022-0115042
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3952 VINE ST, CINCINNATI, OH 45217-1964

Mortgage

Document Number	0000115043
Date	Dec 21, 2022
Instrument	2022-0115043

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 26, 2020
Property Address	3952 VINE ST, CINCINNATI, OH 45217-1964
Document Number	0000019289
Book / Page	014113 / 001916
Instrument Date	Feb 22, 2020
Instrument	19289
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1260 GRACE AVE CINCINNATI OH 452082929, CINCINNATI, OH 45208-2929

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 2, 2019
Property Address	3952 VINE ST, CINCINNATI, OH 45217-1964
Document Number	0000105749
Book / Page	014054 / 001527
Instrument Date	Nov 25, 2019
Instrument	105749
Transaction Type	Transfer
Record Updated	Jan 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 GRACE AVE CINCINNATI OH 452082929, CINCINNATI, OH 45208-2929

Mortgage

Document Number	105750
Date	Dec 2, 2019
Book Page	014054/001529
Instrument	105750

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2034

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 18, 2017
Property Address	3952 VINE ST, CINCINNATI, OH 45217-1964
Document Number	0000064855
Book / Page	013461 / 001752
Instrument Date	Jul 14, 2017
Instrument	64855
Transaction Type	Transfer
Record Updated	Sep 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1260 GRACE AVE CINCINNATI OH 452082929, CINCINNATI, OH 45208-2929

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 9, 2017
Property Address	3952 VINE ST, CINCINNATI, OH 45217-1964
Document Number	0000041057
Book / Page	013413 / 000394
Instrument Date	Apr 28, 2017
Instrument	41057
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$309.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3952 VINE ST CINCINNATI OH 452171964, CINCINNATI, OH 45217-1964

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,366.00 (+1.44%)	$113,750 (-) Land $6,720 Building $107,030	$325,000 (-) Land $19,200 Building $305,800
2024	$9,233.00 (-0.27%)	$113,750 (-) Land $6,720 Building $107,030
2023	$9,258.00 (+159.04%)	$113,750 (+189.48%) Land $6,720 Building $107,030	$325,000 (+189.48%) Land $19,200 Building $305,800
2022	$3,574.00	$39,295 Land $6,409 Building $32,886
2020			$112,270 Land $18,310 Building $93,960

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile.

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