Catawba County property record for 3951 River Rd, Hickory, NC 28602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,363 sqft · built 1961 |
| Lot Size | 0.84 acres (36,590 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,000 (Nov 1989) |
| Tax Bill | $827 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3710-09-06-6364 |
| Primary APN | 3710-09-06-6364 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,363 sqft Living Area |
| 1st Floor Area | 2,726 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 36,590 sqft (0.84 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Patio Area | 108 sqft |
| Shed | 1 Shed |
| Canopy | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3951 RIVER RD |
|---|---|
| City | HICKORY |
| State | NC |
| Zip | 28602-8949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Description | LOT 22 3951 RIVER RD PL 7-79 |
| Legal Subdivision | AILEEN BOLICK |
| Legal Lot Number | 22 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | HICKORY |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 11102 |
3951 River Rd is owned and occupied by two individuals who bought it in November 1989.
Source: Catawba County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3951 RIVER RD, HICKORY, NC 28602-8949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 1989 · Amount on File |
| Deed Sale | Nov 1, 1989 · Amount on File |
| Deed Book / Page | 1644 / 930 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 3951 RIVER RD, HICKORY, NC 28602-8949 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3951 RIVER RD, HICKORY, NC 28602-8949 |
| Document Number | 0036850223 |
|---|---|
| Date | Sep 3, 2021 |
| Book Page | 3685/223 |
| Instrument | 21606 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3951 River Rd was $827, down 17.6% from the year before.
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $207,600 (-) Land $14,400 Building $193,200 | ||
| 2025 | $827.00 (-17.63%) | $207,600 Land $14,400 Building $193,200 | |
| 2024 | $1,004.00 (+2.66%) | ||
| 2023 | $978.00 | $207,600 Land $14,400 Building $193,200 | $207,600 Land $14,400 Building $193,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3951 River Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2005–2019) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3951 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIDDEN CREEK ESTATES private · serves 340 people · EPA ID NC0118290 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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