3897 River Rd, Hickory, NC 28602 Property Records

Catawba County property record for 3897 River Rd, Hickory, NC 28602

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1959
Lot Size	0.37 acres (16,117 sqft)
Owner	Company Name on File
Last Sale	$92,610 (May 2026)
Tax Bill	$600 (2025)
Deeds & Mortgages	Aug 2026 Construction Loan May 2026 Sale & Construction Loan + 5 more
Flood Zone	Zone X (minimal risk)
APN	`3710-09-16-1143`

Property Details

APN / Parcel Number

Primary APN	`3710-09-16-1143`
Alternative APN	`0058026`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	2,000 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	16,117 sqft (0.37 acres)
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3897 RIVER RD
City	HICKORY
State	NC
Zip	28602-8957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	PT LOTS 16-17 PLAT 7-79
Legal Subdivision	AILEEN BOLICK
Legal Lot Number	16-17
Jurisdiction	CATAWBA NC
Township / Civil Division	HICKORY
Census Block Group	4
Census Block	4027
Census Tract	11102

Owner

3897 River Rd is owned by a company that bought it in May 2026.

Source: Catawba County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	2208 W CONE BLVD, GREENSBORO, NC 27408-4020
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Construction Mortgage ANCHOR LOANS LP
May 27, 2026	Trustee's Deed, Transfer · Construction Mortgage ANCHOR LOANS LP
May 27, 2026	Trustee's Deed, Foreclosure · Construction Mortgage ANCHOR LOANS LP
Apr 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 4, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Jul 17, 2017	Deed of Trust, Mortgage NORTH ST BK
Jul 17, 2017	Warranty Deed, Transfer · Conventional Mortgage NORTH STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026 · Amount on File
Deed Sale	May 27, 2026 · Amount on File
Prior Sale	Jul 17, 2017 · Amount on File
Deed Document Number	202610528
Deed Book / Page	4023 / 600
Prior Transfer Date	Oct 13, 2016
Prior Transfer Doc	0033670359
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Recording Date	Aug 7, 2026
Property Address	3897 RIVER RD, HICKORY, NC 28602-8957
Document Number	0000016126
Book / Page	4057 / 1
Instrument Date	Jul 30, 2026
Instrument	202616126
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1612 SEATTLE SLEW CT, WAXHAW, NC 28173-6642

Mortgage

Document Number	0000016126,
Date	Aug 7, 2026
Book Page	4057/1
Instrument	202616126

Lender

Name	ANCHOR LOANS LP

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	19 Months
Due	Mar 1, 2028

Interest

Rate	6.43%
Max Rate	-1%

May 2026: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	CATAWBA NC
Recording Date	May 27, 2026
Property Address	3897 RIVER RD, HICKORY, NC 28602-8957
Document Number	0000010528
Book / Page	4023 / 600
Instrument Date	Mar 24, 2026
Instrument	202610528
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,707.22
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2208 W CONE BLVD, GREENSBORO, NC 27408-4020
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010529,
Date	May 27, 2026
Instrument	202610529

Lender

Name	ANCHOR LOANS LP

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 1, 2027

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CATAWBA NC
Recording Date	May 27, 2026
Property Address	3897 RIVER RD, HICKORY, NC 28602-8957
Document Number	0040230600
Book / Page	4023 / 600
Instrument Date	Mar 24, 2026
Instrument	202610528
Transaction Type	Foreclosure
Record Updated	Aug 29, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,707.22
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Default Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2208 W CONE BLVD, GREENSBORO, NC 27408-4020
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010529,
Date	May 27, 2026
Instrument	202610529

Lender

Name	ANCHOR LOANS LP

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 1, 2027

Interest

Max Rate	-1%

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATAWBA NC
Recording Date	Apr 15, 2020
Property Address	3897 RIVER RD, HICKORY, NC 28602-8957
Document Number	0035660165
Book / Page	003566 / 000165
Instrument Date	Mar 25, 2020
Instrument	7036
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3897 RIVER RD HICKORY NC 286028957, HICKORY, NC 28602-8957

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Aug 4, 2017
Property Address	3897 RIVER RD, HICKORY, NC 28602-8957
Document Number	0034111529
Book / Page	003411 / 001529
Instrument Date	Aug 3, 2017
Instrument	13383
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3897 RIVER RD HICKORY NC 286028957, HICKORY, NC 28602-8957

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	3897 RIVER RD, HICKORY, NC 28602-8957
Document Number	0034111533
Instrument Date	Jul 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3897 RIVER RD HICKORY NC 286028957, HICKORY, NC 28602-8957

Mortgage

Document Number	0034111533
Date	Aug 4, 2017
Book Page	003411/001533
Instrument	13384

Lender

Name	NORTH ST BK
Type	Bank
Address	RALEIGH, NC 27609

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Jul 17, 2017
Property Address	3897 RIVER RD, HICKORY, NC 28602-8957
Document Number	0034080903
Book / Page	03408 / 0903
Instrument Date	Jun 23, 2017
Instrument	12096
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3395 HAYNES DR, 3395, GRANITE FALLS, NC 28630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3897 RIVER RD, HICKORY, NC 28602-8957

Mortgage

Document Number	12097
Date	Jul 17, 2017
Instrument	12097

Lender

Name	NORTH STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3897 River Rd was $600, down 17.6% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,500 (-) Land $9,500 Building $141,000
2025	$600.00 (-17.58%)	$150,500 Land $9,500 Building $141,000
2024	$728.00 (+2.68%)
2023	$709.00	$150,500 Land $9,500 Building $141,000	$150,500 Land $9,500 Building $141,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3897 River Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2005–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3897 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIDDEN CREEK ESTATES private · serves 340 people · EPA ID NC0118290
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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