3951 Georgetown Cir, Algonquin, IL 60102 Property Records

McHenry County property record for 3951 Georgetown Cir, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,804 sqft · built 2002
Lot Size	0.205 acres (8,927 sqft)
Owner	2 Individual Names on File
Last Sale	$378,000 (Jun 2023)
Tax Bill	$9,585 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-36-102-008`

Property Details

APN / Parcel Number

Primary APN	`18-36-102-008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,804 sqft Living Area
Basement Area	1,201 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Contemporary
Exterior Material	Brick/Vinyl
Lot Area	8,927 sqft (0.205 acres)
Garage Area	434 sqft
Porch	Porch
Porch Area	47 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	3951 GEORGETOWN CIR
City	ALGONQUIN
State	IL
Zip	60102-6206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2023R0014552 LT 261 MANCHESTER LAKES PHASE 4
Legal Subdivision	MANCHESTER LAKES PHASE 4
Legal Phase	4
Legal Lot Number	261
Jurisdiction	MCHENRY IL
Township / Civil Division	GRAFTON
Census Block Group	2
Census Block	2021
Census Tract	871111

Owner

3951 Georgetown Cir is owned by two individuals who bought it in June 2023.

Source: McHenry County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	324 SILVERWOOD CT, SCHAUMBURG, IL 60193-2185
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 20, 2023	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2023 · Amount on File
Deed Sale	Jun 20, 2023 · Amount on File
Prior Sale	Jul 26, 2005 · Amount on File
Deed Document Number	202314552
Prior Transfer Date	Aug 28, 2007
Prior Transfer Doc	0000058996
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3951 GEORGETOWN CIR, ALGONQUIN, IL 60102-6206
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029353
Date	Oct 22, 2025
Instrument	2025R0029353

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 20, 2023
Property Address	3951 GEORGETOWN CIR, ALGONQUIN, IL 60102-6206
Document Number	0000014552
Map Reference	DOC 2002R0005477
Instrument Date	Jun 8, 2023
Instrument	2023R0014552
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	NOT AVAILABLE, CT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$378.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3951 GEORGETOWN CIR, ALGONQUIN, IL 60102-6206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3951 GEORGETOWN CIR, ALGONQUIN, IL 60102-6206

Mortgage

Document Number	0000014553
Date	Jun 20, 2023
Instrument	2023R0014553

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Grafton Township
Unified School District	Huntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$9,585.00	$141,170 Land $8,386 Building $132,784	$423,510 Land $25,158 Building $398,352
2022	Homeowner's exemption	$115,474 Land $6,859 Building $108,615	$346,422 Land $20,577 Building $325,845

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3951 Georgetown Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3951 Georgetown Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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