3950 Georgetown Cir, Algonquin, IL 60102 Property Records

McHenry County property record for 3950 Georgetown Cir, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3,815 sqft · built 2002
Lot Size	0.21 acres (9,159 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Jan 2020)
Tax Bill	$11,134 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-36-103-024`

Property Details

APN / Parcel Number

Primary APN	`18-36-103-024`

Interior

Building Area	3,815 sqft Living Area
Basement Area	1,201 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	9,159 sqft (0.21 acres)
Garage Area	651 sqft
Deck Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3950 GEORGETOWN CIR
City	ALGONQUIN
State	IL
Zip	60102-6206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0000587 LT 272 MANCHESTER LAKES PHASE 4 MEMO: ELIAS, JOHN K R/ MICHAEL, NARDEEN SOBHY ESKAROS
Legal Subdivision	MANCHESTER LAKES PHASE 4
Legal Phase	4
Legal Lot Number	272
Jurisdiction	MCHENRY IL
Township / Civil Division	GRAFTON
Census Block Group	2
Census Block	2022
Census Tract	871111

Owner

Source: McHenry County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3950 GEORGETOWN CIR, ALGONQUIN, IL 60102-6206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 6, 2020	Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2020 · Amount on Record
Deed Sale	Jan 6, 2020 · Amount on Record
Prior Sale	Sep 24, 2002 · Amount on Record
Deed Document Number	2020587
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Jun 26, 2026
Property Address	3950 GEORGETOWN CIR, ALGONQUIN, IL 60102-6206
Document Number	0000018120
Instrument Date	Jun 22, 2026
Instrument	202618120
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	3950 GEORGETOWN CIR, ALGONQUIN, IL 60102-6206

Mortgage

Document Number	0000018120,
Date	Jun 26, 2026
Instrument	202618120

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 6, 2020
Property Address	3950 GEORGETOWN CIR, ALGONQUIN, IL 60102-6206
Document Number	0000000587
Instrument Date	Dec 20, 2019
Instrument	587
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1000 APPLEWOOD LN ALGONQUIN IL 601023930, ALGONQUIN, IL 60102-3930

Mortgage

Document Number	44800
Date	Jan 6, 2020
Instrument	44800

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

Interest

Rate	3.99%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Grafton Township
Unified School District	Huntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$11,134.00	$162,704 (+22.25%) Land $9,783 Building $152,921	$488,112 (+22.25%) Land $29,349 Building $458,763
2022	Homeowner's exemption	$133,089 Land $8,002 Building $125,087	$399,267 Land $24,006 Building $375,261

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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