Hamilton County property record for 3951 Chadwick Dr, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,775 sqft · built 1988 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $9,027 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage Feb 2017 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-14-05-002-010.000-018 |
| Primary APN | 29-14-05-002-010.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 4,775 sqft Living Area |
| 1st Floor Area | 2,050 sqft |
| 2nd Floor Area | 1,725 sqft |
| Basement Area | 1,543 sqft |
| Finished Basement | 1,000 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 28,314 sqft (0.65 acres) |
| Lot Dimensions | 212 ft deep x 129 ft wide |
| Garage Type | Attached |
| Garage Area | 850 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 800 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 1614050002010000 |
|---|---|
| Street Address | 3951 CHADWICK DR |
| City | CARMEL |
| State | IN |
| Zip | 46033-4810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .65, SECTION 5, TOWNSHIP 17, RANGE 4, CAROLINA COMMONS, SECTION 2, LOT 37 |
| Legal Range | 04 |
| Legal Township | 17 |
| Legal Section | 05 |
| Legal Subdivision | CAROLINA COMMONS SECTION TWO |
| Legal Block | 2 |
| Legal Lot Number | 37 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 111004 |
3951 Chadwick Dr is owned and occupied by an individual who acquired it in July 2020.
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3951 CHADWICK DR, CARMEL, IN 46033-4810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GVC MORTGAGE INC |
| Feb 17, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Jul 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage MJW FINANCIAL LLC |
| Jul 2, 2018 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2020 |
| Deed Sale | Jul 20, 2020 |
| Prior Sale | Jul 2, 2018 · Amount on File |
| Deed Document Number | 2020046080 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 3951 CHADWICK DR, CARMEL, IN 46033-4810 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000072926 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | 2021072926 |
| Name | GVC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | PENDLETON, IN 46064 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 3951 CHADWICK DR, CARMEL, IN 46033-4810 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007130 |
|---|---|
| Date | Feb 17, 2017 |
| Instrument | 2017007130 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | BRECKSVILLE, OH 44141 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 444 Months |
| Due | Feb 9, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 3951 CHADWICK DR, CARMEL, IN 46033-4810 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CENTURION LAND TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000043935 |
|---|---|
| Date | Sep 13, 2019 |
| Instrument | 2019043935 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jul 20, 2020 |
| Property Address | 3951 CHADWICK DR, CARMEL, IN 46033-4810 |
| Document Number | 2020046080 |
| Map Reference | MB 13 PG 60 |
| Instrument Date | Jul 20, 2020 |
| Instrument | 2020046080 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | TITLE LINKS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3951 CHADWICK DR, CARMEL, IN 46033-4810 |
| Document Number | 2020046081 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 2020046081 |
| Name | MJW FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jul 2, 2018 |
| Property Address | 3951 CHADWICK DR, CARMEL, IN 46033-4810 |
| Document Number | 2018029548 |
| Map Reference | MB13 PG60 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 2018029548 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | TITLE LINKS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3951 CHADWICK DR, CARMEL, IN 46033-4810 |
| Document Number | 2018029550 |
|---|---|
| Date | Jul 2, 2018 |
| Instrument | 2018029550 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $856,300 Land $243,800 Building $612,500 | $856,300 Land $243,800 Building $612,500 | |
| 2024 | $9,027.00 (+6.21%) | ||
| 2023 | $8,499.00 (+8.42%) Homeowner's exemption | $747,700 (+9.41%) Land $243,800 Building $503,900 | $747,700 (+9.41%) Land $243,800 Building $503,900 |
| 2022 | $7,839.00 Homeowner's exemption | $683,400 Land $243,800 Building $439,600 | $683,400 Land $243,800 Building $439,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3951 Chadwick Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3951 Chadwick Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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