3940 Chadwick Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 3940 Chadwick Dr, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details6 ba · 5,565 sqft · built 1999
Lot Size0.48 acres (20,909 sqft)
Owner2 Owner Names on Record
Tax Bill$9,217 (2024)
Deeds & MortgagesDec 2021 Mortgage
May 2017 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN29-14-05-001-021.000-018

Property Details

APN / Parcel Number

Primary APN29-14-05-001-021.000-018
Alternative APN
  • 1614050001021000

Interior

Full Baths6 Baths
Half Baths1 Half Bath
Plumbing Fixtures21 Plumbing Fixtures
Total Rooms2 Rooms
Stories2 Stories
Building Area5,565 sqft Living Area
1st Floor Area3,443 sqft
2nd Floor Area1,207 sqft
Basement Area1,563 sqft
Finished Basement947 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area20,909 sqft (0.48 acres)
Lot Dimensions140 ft deep x 140 ft wide
Garage TypeAttached
Garage Area864 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number1614050001021000
Street Address3940 CHADWICK DR
CityCARMEL
StateIN
Zip46033-4807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .48, SECTION 5, TOWNSHIP 17, RANGE 4, CAROLINA COMMONS, SECTION 1, LOT 5
Legal Range04
Legal Township17
Legal Section05
Legal SubdivisionCAROLINA COMMONS SECTION ONE
Legal Block1
Legal Lot Number5
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2000
Census Tract111004

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address3940 CHADWICK DR, CARMEL, IN 46033-4807
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
May 11, 2017Deed of Trust, Mortgage · Commercial Mortgage
OLD NATIONAL BANK
May 18, 2017Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
May 13, 2019Deed of Trust, Mortgage · Commercial Mortgage
OLD NATIONAL BANK
Apr 22, 2020Deed of Trust, Mortgage
MILESTONE HM LNDG LLC
Mar 21, 2018Loan Modification, Mortgage
OLD NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2007
Deed SaleJan 5, 2007
Deed Document Number0000001125
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address3940 CHADWICK DR, CARMEL, IN 46033-4807
Transaction TypeMortgage
Record UpdatedJan 28, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000092348
DateDec 28, 2021
Instrument2021092348
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address3940 CHADWICK DR, CARMEL, IN 46033-4807
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021341
DateMay 11, 2017
Instrument2017021341
Lender
NameOLD NATIONAL BANK
TypeBank
AddressCARMEL, IN 46032
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueMay 25, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address3940 CHADWICK DR, CARMEL, IN 46033-4807
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022478
DateMay 18, 2017
Instrument2017022478
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2032

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address3940 CHADWICK DR, CARMEL, IN 46033-4807
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019242
DateMay 13, 2019
Instrument2019019242
Lender
NameOLD NATIONAL BANK
TypeBank
AddressCARMEL, IN 46032
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueMay 25, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address3940 CHADWICK DR, CARMEL, IN 46033-4807
Document Number0000023766
Instrument DateApr 22, 2020
Transaction TypeMortgage
Record UpdatedJun 30, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3940 CHADWICK DR CARMEL IN 460334807, CARMEL, IN 46033-4807

Mortgage

Document Number0000023766
DateApr 27, 2020
Instrument23766
Lender
NameMILESTONE HM LNDG LLC
AddressCARMEL, IN 46032
Agreement
AmountAmount Recorded
Term180 Months
DueApr 26, 2035

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON IN
Property Address3940 CHADWICK DR, CARMEL, IN 46033-4807
Document Number0000013561
Instrument DateMar 21, 2018
Transaction TypeMortgage
Record UpdatedJan 12, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address3940 CHADWICK DR CARMEL IN 460334807, CARMEL, IN 46033-4807

Mortgage

Document Number0000013561
DateApr 2, 2018
Instrument13561
Lender
NameOLD NAT'L BK
TypeBank
AddressCARMEL, IN 46032
Agreement
AmountAmount Recorded
Term120 Months
DueApr 1, 2028

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$865,900 (+7.7%) Land $174,300 Building $691,600$865,900 (+7.7%) Land $174,300 Building $691,600
2024$9,217.00 (+0.67%)
2023$9,156.00 (+10.23%) Homeowner's exemption$804,000 (+11.11%) Land $174,300 Building $629,700$804,000 (+11.11%) Land $174,300 Building $629,700
2022$8,306.00 Homeowner's exemption$723,600 Land $174,300 Building $549,300$723,600 Land $174,300 Building $549,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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