3950 Sterling Woods Dr, Eugene, OR 97408 Property Records

Lane County property record for 3950 Sterling Woods Dr, Eugene, OR 97408

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,573 sqft · built 2009
Lot Size	0.28 acres (12,196 sqft)
Owner	2 Individual Names on File
Last Sale	$1,350,000 (Jun 2023)
Tax Bill	$15,926 (2025)
Deeds & Mortgages	Jun 2023 Sale Jun 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-08-23-06000-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-08-23-06000-000`
Alternative APNs	`1703082306000` `1805652`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	4,573 sqft Living Area
Gross Area	5,534 sqft
1st Floor Area	2,106 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Composition/Composite
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	12,196 sqft (0.28 acres)
Garage Type	Attached
Garage Area	961 sqft
Driveway	Driveway
Driveway Area	640 sqft
Parking Spaces	4 Parking Spaces
Patio Area	1,000 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1805652
Street Address	3950 STERLING WOODS DR
City	EUGENE
State	OR
Zip	97408-7209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIVISION PLAT ALDER CREEK ESTATES PUD LOT 9 TL 06000
Legal Range	03
Legal Township	17
Legal Section	08
Legal Subdivision	ALDER CREEK ESTATES PUD
Legal Lot Number	9
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1022
Census Tract	2201

Owner

3950 Sterling Woods Dr is owned and occupied by two individuals who bought it in June 2023.

Source: Lane County records, as of May 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3950 STERLING WOODS DR, EUGENE, OR 97408-7209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Warranty Deed, Transfer FIRST AMERICAN
Jun 27, 2018	Deed of Trust, Mortgage · ARM US BANK NA
Dec 13, 2018	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jan 17, 2020	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2023 · Amount on File
Deed Sale	Jun 28, 2023 · Amount on File
Prior Sale	Jan 29, 2008 · Amount on File
Deed Document Number	202317763
Prior Transfer Date	Jan 13, 2012
Prior Transfer Doc	0000002378
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jun 28, 2023
Property Address	3950 STERLING WOODS DR, EUGENE, OR 97408-7209
Document Number	0000017763
Map Reference	DOC 2007-050061
Instrument Date	Jun 23, 2023
Instrument	2023-017763
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3950 STERLING WOODS DR, EUGENE, OR 97408-7209

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3950 STERLING WOODS DR, EUGENE, OR 97408-7209
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029225
Date	Jun 27, 2018
Instrument	2018-029225

Lender

Name	US BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55423

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jul 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	10%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3950 STERLING WOODS DR, EUGENE, OR 97408-7209
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057091
Date	Dec 13, 2018
Instrument	2018-057091

Lender

Name	US BANK NA
Type	Bank
Address	EUGENE, OR 97401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3950 STERLING WOODS DR, EUGENE, OR 97408-7209
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015850
Date	Mar 31, 2020
Instrument	2020-015850

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANE OR
Recording Date	Jan 17, 2020
Property Address	3950 STERLING WOODS DR, EUGENE, OR 97408-7209
Document Number	0000002708
Instrument Date	Jan 15, 2020
Instrument	2708
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transaction

Amount	Amount on Record
Tax	$133.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3950 STERLING WOODS DR EUGENE OR 974087209, EUGENE, OR 97408-7209

Tax Assessment & Valuation

The 2025 property tax bill for 3950 Sterling Woods Dr was $15,926.

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,926.00	$817,443	$1,272,798 Land $457,872 Building $814,926
2023	$15,328.00 (+4.02%)	$770,519 (+3%)	$1,269,346 (+7.21%) Land $320,635 Building $948,711
2022	$14,735.00	$748,077	$1,183,937 Land $236,897 Building $947,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3950 Sterling Woods Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3950 Sterling Woods Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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