3950 Melody Ln, Riverside, CA 92504 Property Records

Riverside County property record for 3950 Melody Ln, Riverside, CA 92504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,292 sqft · built 1951
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$369,000 (Jun 2018)
Tax Bill	$4,647 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`193-314-015`

Property Details

APN / Parcel Number

Primary APN	`193-314-015`
Alternative APN	`051500215`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,292 sqft Living Area
Gross Area	1,764 sqft
1st Floor Area	1,292 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Wood
Roof Material	Gravel
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	051500215
Street Address	3950 MELODY LN
City	RIVERSIDE
State	CA
Zip	92504-2977
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	LOT 15 MB 024/073 MELODY LANE GARDENS UNIT 1
Legal Subdivision	MELODY LANE GARDENS UNIT 1
Legal Lot Number	15
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1010
Census Tract	31501

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3950 MELODY LN, RIVERSIDE, CA 92504-2977
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage ORANGE CNTYS CU
Jun 20, 2018	Grant Deed, Transfer ORANGE CNTYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2018 · Amount on Record
Deed Sale	Jun 20, 2018 · Amount on Record
Deed Document Number	2018249319
Prior Transfer Date	Mar 23, 2006
Prior Transfer Doc	0000207279
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3950 MELODY LN, RIVERSIDE, CA 92504-2977
Document Number	0000176199
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3950 MELODY LN RIVERSIDE CA 925042977, RIVERSIDE, CA 92504-2977

Mortgage

Document Number	0000176199
Date	Apr 22, 2020
Instrument	176199

Lender

Name	ORANGE CNTYS CU
Type	Credit Union
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 20, 2018
Property Address	3950 MELODY LN, RIVERSIDE, CA 92504-2977
Document Number	0000249319
Instrument Date	Jun 4, 2018
Instrument	249319
Transaction Type	Transfer
Record Updated	May 2, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$405.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3950 MELODY LN RIVERSIDE CA 925042977, RIVERSIDE, CA 92504-2977

Mortgage

Document Number	249320
Date	Jun 20, 2018
Instrument	249320

Lender

Name	ORANGE CNTYS CU
Type	Credit Union
Address	SANTA ANA, CA 92705

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,250 (+2%) Land $104,450 Building $323,800
2025	$4,647.00 (+3.89%) Homeowner's exemption	$419,853 (+4.04%) Land $102,402 Building $317,451
2023	$4,473.00 (+1.91%) Homeowner's exemption	$403,552 Land $98,427 Building $305,125
2022	$4,389.00
2021			$439,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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