3920 Melody Ln, Riverside, CA 92504 Property Records

Riverside County property record for 3920 Melody Ln, Riverside, CA 92504

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.25 ba · 1,591 sqft · built 1951
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$655,000 (Jul 2026)
Tax Bill	$2,729 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`193-314-012`

Property Details

APN / Parcel Number

Primary APN	`193-314-012`
Alternative APN	`051500212`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,591 sqft Living Area
Gross Area	2,026 sqft
1st Floor Area	1,591 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Wood
Roof Material	Gravel
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	051500212
Street Address	3920 MELODY LN
City	RIVERSIDE
State	CA
Zip	92504-2977
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	LOT 12 MB 024/073 MELODY LANE GARDENS UNIT 1
Legal Subdivision	MELODY LANE GARDENS UNIT 1
Legal Lot Number	12
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1010
Census Tract	31501

Owner

Source: Riverside County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3920 MELODY LN, RIVERSIDE, CA 92504-2977
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Grant Deed, Transfer · Conventional Mortgage AMERICAN UNITED MORTGAGE CORPORATION
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN TITLE
Apr 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage MAXIMOS REALTY INC
May 15, 2020	Deed of Trust, Mortgage · VA Mortgage ROYAL PACIFIC FUNDING CORP
Jun 12, 2019	Quit Claim Deed, Transfer · VA Mortgage MAXIMOS LNDG
Oct 18, 2017	Grant Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2026 · Amount on Record
Deed Sale	Jul 21, 2026 · Amount on Record
Prior Sale	Jun 12, 2019
Deed Document Number	2026227654
Prior Transfer Date	Jul 11, 2025
Prior Transfer Doc	0000217251
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 21, 2026
Property Address	3920 MELODY LN, RIVERSIDE, CA 92504-2977
Document Number	0000227654
Instrument Date	Jul 9, 2026
Instrument	2026227654
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145,541.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3920 MELODY LN, RIVERSIDE, CA 92504-2977
Investor	Possibly a Property Investor

Mortgage

Document Number	0000227655,
Date	Jul 21, 2026
Instrument	2026227655

Lender

Name	AMERICAN UNITED MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	May 18, 2026
Property Address	3920 MELODY LN, RIVERSIDE, CA 92504-2977
Document Number	0000150840
Instrument Date	May 13, 2026
Instrument	2026150840
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	45 WEEPINGWOOD, IRVINE, CA 92614-5491

Mortgage

Document Number	0000150840,
Date	May 18, 2026
Instrument	2026150840

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3920 MELODY LN, RIVERSIDE, CA 92504-2977
Transaction Type	Mortgage
Record Updated	Apr 22, 2022
Title Company	TICOR TITLE RIVERSIDE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 MELODY LN, RIVERSIDE, CA 92504-2977

Mortgage

Document Number	0000172231
Date	Apr 11, 2022
Instrument	2022-0172231

Lender

Name	MAXIMOS REALTY INC
Type	Non-Lending Institution
Address	CORONA, CA 92882

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3920 MELODY LN, RIVERSIDE, CA 92504-2977
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000209098
Date	May 15, 2020
Instrument	2020-0209098

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 12, 2019
Property Address	3920 MELODY LN, RIVERSIDE, CA 92504-2977
Document Number	0000211811
Instrument Date	Jun 5, 2019
Instrument	211811
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	LAWYERS TITLE-IE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 MELODY LN RIVERSIDE CA 925042977, RIVERSIDE, CA 92504-2977

Mortgage

Document Number	211812
Date	Jun 12, 2019
Instrument	211812

Lender

Name	MAXIMOS LNDG
Address	CORONA, CA 92882

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2049

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 18, 2017
Property Address	3920 MELODY LN, RIVERSIDE, CA 92504-2977
Document Number	0000432130
Map Reference	MB 24 PG 73
Instrument Date	Sep 11, 2017
Instrument	2017-0432130
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$803.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 MELODY LN, RIVERSIDE, CA 92504-2977

Mortgage

Document Number	0000432131
Date	Oct 18, 2017
Instrument	2017-0432131

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,607 (+2%) Land $81,238 Building $342,369
2025	$2,729.00 (+0.63%)	$415,302 (+4.04%) Land $79,646 Building $335,656
2023	$2,712.00 (-1.42%) Disabled Person's exemption Veteran's exemption	$399,177 Land $76,554 Building $322,623
2022	$2,751.00
2021			$471,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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